1405 Oak St, Ocoee, FL 34761 Property Records

Orange County property record for 1405 Oak St, Ocoee, FL 34761 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 1988
Square Footage	4,028 sqft Living Area
Lot Size	148,104 sqft (3.4 acres)
Garage	Attached, 965 sqft
Occupancy	Owner Occupied
Tax Bill	$6,903.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`16-22-28-0000-00-012`
Alternative APNs	`282216000000012` `239843` `244680` `249254`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	4,028 sqft Living Area
Gross Area	6,784 sqft Gross Area
1st Floor	2,808 sqft 1st Floor
Basement Area	1,120 sqft Basement
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1988
Exterior Material	Concrete Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Concrete Roof
Lot Area	148,104 sqft (3.4 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Attached Garage
Garage Area	965 sqft Garage

Exterior Amenities

Shed	1 Shed
Patio Area	280 sqft Patio
Stable	900 sqft Stable
Porch Area	1,824 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	1405 OAK ST
City	OCOEE
State	FL
Zip	34761-2837
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S 220 FT OF W1/2 OF SW1/4 OF SW1/4 OF SEC 16-22-28
Legal Range	28E
Legal Township	22S
Legal Section	16
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0000
Legal Lot Number	12
Jurisdiction	ORANGE FL
Minor Civil Division	WINTER GARDEN-OCOEE
Census Blockgroup	1
Census Block	1039
Census Tract	18100

Owner

Source: Orange County records · APN 16-22-28-0000-00-012

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1405 OAK ST, OCOEE, FL 34761-2837
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1405 OAK ST, OCOEE, FL 34761-2837
Document Number	0000601108
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 02, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	1405 OAK ST OCOEE FL 347612837, OCOEE, FL 34761-2837

Mortgage

Document Number	0000601108
Date	Nov 17, 2020
Instrument	601108

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,740 (+2.7%)	$781,549 (-1.72%) Land $228,019 Building $553,530
2025	$6,903.00 (+4.35%) Homeowner's exemption	$444,732 (+5.99%)	$795,219 (+15.64%) Land $228,019 Building $567,200
2024	$6,615.00 (+7.33%)
2023	$6,163.00 (+3.28%) Homeowner's exemption	$419,610 (+3%)	$687,643 (+11.18%) Land $228,019 Building $459,624
2022	$5,967.00 Homeowner's exemption	$407,388	$618,509 Land $228,019 Building $390,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	101.6 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.