1405 N Jessica Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 1405 N Jessica Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,156 sqft · built 2005
Lot Size	0.133 acres (5,807 sqft)
Owner	Individual Name on File
Last Sale	$119,169 (Oct 2018)
Tax Bill	$2,694 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-10-340-008-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-10-340-008-000`
Alternative APN	`46475`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,156 sqft Finished Area
1st Floor Area	1,156 sqft
Basement Area	1,156 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,807 sqft (0.133 acres)
Lot Dimensions	132 ft deep x 44 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	46475
Street Address	1405 N JESSICA AVE
City	SIOUX FALLS
State	SD
Zip	57103-0511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 7 SHERMAN`S NORTH ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	SHERMAN`S NORTH ADDN
Legal Block	7
Legal Lot Number	4
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1004
Census Tract	300

Owner

1405 N Jessica Ave is owned and occupied by an individual who bought it in October 2018.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1405 N JESSICA AVE, SIOUX FALLS, SD 57103-0511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIOUX FALLS FCU
Mar 13, 2019	Special Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Nov 15, 2018	Warranty Deed, Transfer
Oct 17, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2018 · Amount on File
Deed Sale	Oct 17, 2018 · Amount on File
Deed Book / Page	585-D / 0856
Prior Transfer Date	Oct 10, 2018
Prior Transfer Doc	585DEED/0856
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1405 N JESSICA AVE, SIOUX FALLS, SD 57103-0511
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1917MTG/856
Date	Mar 23, 2021
Book Page	1917 MTG/856

Lender

Name	SIOUX FALLS FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 13, 2019
Property Address	1405 N JESSICA AVE, SIOUX FALLS, SD 57103-0511
Document Number	588DEED/0003
Book / Page	588 DEED / 0003
Instrument Date	Mar 7, 2019
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 E MAGNOLIA DR, BRANDON, SD 57005-1057

Mortgage

Document Number	1856MTG0005
Date	Mar 13, 2019
Instrument	1856 MTG/0005

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Nov 15, 2018
Property Address	1405 N JESSICA AVE, SIOUX FALLS, SD 57103-0511
Document Number	586DEED/0370
Book / Page	586 DEED / 0370
Instrument Date	Oct 25, 2018
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001
Investor	Possibly a Property Investor

October 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 17, 2018
Property Address	1405 N JESSICA AVE, SIOUX FALLS, SD 57103-0511
Document Number	585DEED/0856
Book / Page	585 DEED / 0856
Instrument Date	Oct 10, 2018
Transaction Type	Foreclosure
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1237, PIERRE, SD 57501-1237

Tax Assessment & Valuation

The 2025 property tax bill for 1405 N Jessica Ave was $2,694.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,052 (+1.28%) Land $17,406 Building $184,646	$202,052 Land $17,406 Building $184,646
2025	$2,694.00	$199,500 (-2.87%) Land $17,600 Building $181,900
2024	$2,694.00	$205,400 Land $17,600 Building $187,800
2022	$2,479.00	$165,500 Land $12,300 Building $153,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1405 N Jessica Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1405 N Jessica Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Bluepeak, CenturyLink.

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