1405 N 4th St, Montevideo, MN 56265 Property Records

Chippewa County property record for 1405 N 4th St, Montevideo, MN 56265

Property Summary

Property Type	Single Family Home
Details	built 1958
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$113,000 (Jan 2018)
Tax Bill	$3,152 (2026)
Deeds & Mortgages	Apr 2021 Refinance Jan 2018 Sale & Mortgage
APN	`70-360-1180`

Property Details

APN / Parcel Number

Primary APN	`70-360-1180`
Alternative APN	`13902`

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Account Number	13902
Street Address	1405 N 4TH ST
City	MONTEVIDEO
State	MN
Zip	56265-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ODDFELLOWS 2ND ADDITION LOT 8 BLOCK 111
Legal Subdivision	ODDFELLOWS 2ND ADDITION
Legal Block	111
Legal Lot Number	8
Jurisdiction	CHIPPEWA MN
Township / Civil Division	MONTEVIDEO
Census Block Group	2
Census Block	2033
Census Tract	950602

Owner

1405 N 4th St is owned and occupied by an individual who acquired it in July 2024.

Source: Chippewa County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1405 N 4TH ST, MONTEVIDEO, MN 56265-1026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jan 16, 2018	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2018 · Amount on File
Deed Sale	Jan 16, 2018 · Amount on File
Prior Sale	Feb 17, 2009 · Amount on File
Deed Document Number	2018300737
Last Transfer Date	Jul 1, 2024
Transfer Doc	0000317271
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	1405 N 4TH ST, MONTEVIDEO, MN 56265-1026
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000309100
Date	Apr 22, 2021
Instrument	A000309100

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA MN
Recording Date	Jan 16, 2018
Property Address	1405 N 4TH ST, MONTEVIDEO, MN 56265-1026
Document Number	A000300737
Instrument Date	Jan 16, 2018
Instrument	A000300737
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 N 4TH ST, MONTEVIDEO, MN 56265-1026

Mortgage

Document Number	A000300738
Date	Jan 16, 2018
Instrument	A000300738

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1405 N 4th St was $3,152 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Chippewa County
Municipality	Montevideo City
Unified School District	Montevideo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,152.00 Homeowner's exemption	$212,400 (+4.32%) Land $10,000 Building $202,400	$212,400 (+4.32%) Land $10,000 Building $202,400
2025		$203,600 Land $10,000 Building $193,600	$203,600 Land $10,000 Building $193,600
2023		$205,400 Land $10,000 Building $195,400	$205,400 Land $10,000 Building $195,400
2022	$2,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1405 N 4th St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 N 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Montevideo serves 5,337 people · EPA ID MN1120004
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Verizon.

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