McLennan County property record for 1405 Monte Vista St, Waco, TX 76711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,632 sqft · built 1959 |
| Lot Size | 0.386 acres (16,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $107,700 (Feb 2018) |
| Tax Bill | $5,180 (2025) |
| Deeds & Mortgages | Jul 2020 Loan Modification Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-023300-018300-5 |
| Primary APN | 48-023300-018300-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Flooring | Carpet |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,800 sqft (0.386 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 896 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 300 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 102 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1405 MONTE VISTA ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76711-1358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | HOLLY VISTA LOT 3 4 5 6 BLOCK 5 ACRES .3856 |
| Legal Subdivision | HOLLY VISTA |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 5 |
| Census Block | 5024 |
| Census Tract | 4300 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7801 WOODWAY DR, WOODWAY, TX 76712-3860 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2020 | Loan Modification, Mortgage · VA Mortgage AMCAP MTG |
| Feb 28, 2018 | Vendor's Lien, Transfer · VA Mortgage AMCAP MORTGAGE LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2018 · Amount on Record |
| Deed Sale | Feb 28, 2018 · Amount on Record |
| Prior Sale | Nov 17, 2011 |
| Deed Document Number | 20186396 |
| Prior Transfer Date | Feb 22, 2018 |
| Prior Transfer Doc | 0000006396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1405 MONTE VISTA ST, WACO, TX 76711-1358 |
| Document Number | 0000030645 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1405 MONTE VISTA ST WACO TX 767111358, WACO, TX 76711-1358 |
| Document Number | 0000030645 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 30645 |
| Name | AMCAP MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Feb 28, 2018 |
| Property Address | 1405 MONTE VISTA ST, WACO, TX 76711-1358 |
| Document Number | 0000006396 |
| Map Reference | VOL275 PG244 |
| Instrument Date | Feb 22, 2018 |
| Instrument | 2018006396 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5501 FM 1570 W, GREENVILLE, TX 75402-3670 |
| Document Number | 0000006397 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 2018006397 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,060 (-3.2%) Land $31,752 Building $191,308 | $223,060 (-3.2%) Land $31,752 Building $191,308 | |
| 2025 | $5,180.00 (-1.03%) | $230,430 (+3.86%) Land $28,720 Building $201,710 | $230,430 (+3.86%) Land $28,720 Building $201,710 |
| 2024 | $5,234.00 (+5.23%) | ||
| 2023 | $221,870 Land $28,720 Building $193,150 | $221,870 Land $28,720 Building $193,150 | |
| 2022 | $4,974.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1991) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures