1405 Monroe St, Lynchburg, VA 24504 Property Records

Lynchburg City property record for 1405 Monroe St, Lynchburg, VA 24504

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,566 sqft · built 1900
Lot Size	0.079 acres (3,446 sqft)
Owner	Company Name on File
Last Sale	$62,500 (Feb 2023)
Tax Bill	$658 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jan 2017 Line of Credit + 2 more
APN	`026 21 007`

Property Details

APN / Parcel Number

Primary APN	`026 21 007`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,566 sqft Living Area
Basement Area	783 sqft
Finished Basement	300 sqft
Unfinished Basement	483 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,446 sqft (0.079 acres)
Lot Dimensions	132 ft deep x 33 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1405 MONROE ST
City	LYNCHBURG
State	VA
Zip	24504-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	DIAMOND HILL, BLK 1062
Legal Subdivision	GRACE STREET
Legal Block	1062
Jurisdiction	LYNCHBURG CITY VA
Township / Civil Division	LYNCHBURG
Census Block Group	1
Census Block	1024
Census Tract	1100

Owner

1405 Monroe St is owned by a company that acquired it in October 2024.

Source: Lynchburg City records, as of October 6, 2026

Owner of Record	Company Name on File
Mailing Address	400 V E S RD, LYNCHBURG, VA 24503-1146
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Deed, Transfer · Commercial Mortgage SELECT BANK
Jan 18, 2017	Deed of Trust, Mortgage · Line of Credit SELECT BANK
Aug 24, 2020	Deed, Transfer · Commercial Mortgage FIRST BANK & TRUST
Jan 18, 2017	Deed, Transfer ADVANTAGE TITLE AND CLOSING LLC, ADVANTAGE TITLE & CLOSING LL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2023 · Amount on File
Deed Sale	Feb 17, 2023 · Amount on File
Prior Sale	Aug 24, 2020 · Amount on File
Deed Document Number	2023859
Last Transfer Date	Oct 3, 2024
Transfer Doc	0000002281
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LYNCHBURG CITY VA
Recording Date	Feb 17, 2023
Property Address	1405 MONROE ST, LYNCHBURG, VA 24504-3127
Document Number	0230000859
Instrument Date	Feb 16, 2023
Instrument	230000859
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 V E S RD, LYNCHBURG, VA 24503-1146

Mortgage

Document Number	0230000860
Date	Feb 17, 2023
Instrument	230000860

Lender

Name	SELECT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2053

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNCHBURG CITY VA
Property Address	1405 MONROE ST, LYNCHBURG, VA 24504-3127
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ADVANTAGE TITLE & CLOSING LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170000303
Date	Jan 18, 2017
Instrument	170000303

Lender

Name	SELECT BANK
Type	Bank
Address	FOREST, VA 24551

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LYNCHBURG CITY VA
Recording Date	Aug 24, 2020
Property Address	1405 MONROE ST, LYNCHBURG, VA 24504-3127
Document Number	0200005967
Map Reference	DOC 170000307
Instrument Date	Aug 18, 2020
Instrument	200005967
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 ARCH AVE, WAYNESBORO, VA 22980-4822

Mortgage

Document Number	0200005968
Date	Aug 24, 2020
Instrument	200005968

Lender

Name	FIRST BANK & TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LYNCHBURG CITY VA
Recording Date	Jan 18, 2017
Property Address	1405 MONROE ST, LYNCHBURG, VA 24504-3127
Document Number	0170000307
Instrument Date	Jan 11, 2017
Instrument	170000307
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	ADVANTAGE TITLE AND CLOSING LLC, ADVANTAGE TITLE & CLOSING LL

Transaction

Amount	Amount on Record
Tax	$31.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1288 BEEKS LN, SPOUT SPRING, VA 24593-2786

Tax Assessment & Valuation

The 2026 property tax bill for 1405 Monroe St was $658, up 1% from the year before.

Source: Lynchburg City assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Lynchburg City
Unified School District	Lynchburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$658.00 (+1%)	$78,400 (-) Land $15,000 Building $63,400
2025	$329.00	$78,400 Land $15,000 Building $63,400	$78,400 Land $15,000 Building $63,400
2023	$113.00	$50,900 Land $12,000 Building $38,900	$50,900 Land $12,000 Building $38,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1405 Monroe St; there have been 14 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	14 (1978–1989)
Claims Outside the SFHA	14 of 14
Most Recent Claim	Sep 1989

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1405 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LYNCHBURG serves 80,995 people · EPA ID VA5680200
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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