1405 Monroe St, Commerce, TX 75428 Property Records

Hunt County property record for 1405 Monroe St, Commerce, TX 75428 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1923
Square Footage5,383 sqft Living Area
Lot Size22,216 sqft (0.51 acres)
GarageCarport
OccupancyOwner Occupied
Tax Bill$9,943.00 (2024)

Property Details

APN / Parcel Number

Primary APN4380-0260-003A-31
Alternative APN
  • R54458

Interior

Plumbing Fixtures13 Plumbing Fixtures
Building Area5,383 sqft Living Area
1st Floor3,088 sqft 1st Floor
2nd Floor2,295 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Exterior MaterialBrick Exterior
Foundation TypePier/Post & Beam Foundation
Roof ConstructionGable Roof Construction
Roof MaterialTile Roof
Lot Area22,216 sqft (0.51 acres)
Depth X Width116 ft x 190 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport
Carport Area579 sqft Carport

Exterior Amenities

Shed1 Shed
Shed Area240 sqft Shed
PorchOpen Porch
Porch Area651 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account NumberR54458
Street Address1405 MONROE ST
CityCOMMERCE
StateTX
Zip75428-2565
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS4380 ORIG TOWN OF COMMERCE BLK 26 LOT 3A ACRES .51
Legal SubdivisionORIG TOWN OF COMMERCE
Legal Block26
Legal Lot Number3A
JurisdictionHUNT TX
Minor Civil DivisionCOMMERCE
Census Blockgroup1
Census Block1011
Census Tract960600

Owner

Source: Hunt County records · APN 4380-0260-003A-31

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1405 MONROE ST, COMMERCE, TX 75428-2565
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2021Warranty Deed, Transfer
Dec 07, 2018Deed of Trust, Mortgage
CYPRESS BK SSB
Aug 25, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 02, 2021
Deed SaleAug 02, 2021
Deed Doc Number2021-16652
Record RefreshedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUNT TX
Recording DateAug 02, 2021
Property Address1405 MONROE ST, COMMERCE, TX 75428-2565
Document Number0000016652
Map ReferenceVOL 817 PG 316
Instrument DateJul 30, 2021
Instrument2021-16652
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2903 MELMAR PARK ST, 2903, COMMERCE, TX 75428-3905

Transferred To (Grantee/Buyer)

NameVerified Name
Address1405 MONROE ST, COMMERCE, TX 75428-2565

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address1405 MONROE ST, COMMERCE, TX 75428-2565
Document Number0000018712
Instrument DateDec 07, 2018
Transaction TypeMortgage
Record UpdatedDec 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1405 MONROE ST COMMERCE TX 754282565, COMMERCE, TX 75428-2565

Mortgage

Document Number0000018712
DateDec 18, 2018
Instrument18712
Lender
NameCYPRESS BK SSB
TypeBank
AddressPITTUBURG, TX 75686
Agreement
AmountAmount Recorded
Term360 Months
DueDec 17, 2048
Interest
Rate TypeAdjustable Rate
Rate6.25%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUNT TX
Recording DateAug 25, 2017
Property Address1405 MONROE ST, COMMERCE, TX 75428-2565
Document Number0000011826
Instrument DateAug 24, 2017
Instrument11826
Transaction TypeTransfer
Record UpdatedSep 25, 2017

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityCommerce City
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$477,882 (+20.19%) Land $55,980 Building $448,710$504,690 (+26.93%) Land $55,980 Building $448,710
2024$9,943.00 (+5.64%)
2023$397,620 Land $46,650 Building $350,970$397,620 Land $46,650 Building $350,970
2022$9,412.00

Flood & Wildfire

1405 Monroe St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Hunt County (48231C), updated May 3, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Monroe St

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