1405 Marsh Pointe, Morehead City, NC 28557 Property Records

Carteret County property record for 1405 Marsh Pointe, Morehead City, NC 28557

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,059 sqft · built 2019
Lot Size	0.525 acres (22,869 sqft)
Owner	2 Individual Names on File
Last Sale	$68,000 (Apr 2016)
Tax Bill	$4,933 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`6386.07.58.3533000`

Property Details

APN / Parcel Number

Primary APN	`6386.07.58.3533000`
Alternative APNs	`56074` `30911`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,059 sqft Heated Area
Gross Area	2,576 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,869 sqft (0.525 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Porch	Slab
Utility Building	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	30911
Street Address	1405 MARSH POINTE
City	MOREHEAD CITY
State	NC
Zip	28557-4765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L58 OYSTER COVE
Legal Subdivision	OYSTER COVE
Legal Block	58
Legal Lot Number	58
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1005
Census Tract	970504

Owner

1405 Marsh Pointe is owned and occupied by two individuals who bought it in April 2016.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1405 MARSH POINTE, MOREHEAD CITY, NC 28557-4765
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2018	Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Sep 24, 2019	Loan Modification, Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2016 · Amount on File
Deed Sale	Apr 18, 2016 · Amount on File
Prior Sale	Feb 27, 2004
Deed Document Number	20161539412
Deed Book / Page	1539 / 412
Prior Transfer Date	Aug 14, 2006
Prior Transfer Doc	0011850115
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	1405 MARSH POINTE, MOREHEAD CITY, NC 28557-4765
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016120260
Date	Jun 28, 2018
Book Page	1612/260
Instrument	1612260

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	9.25%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	1405 MARSH POINTE, MOREHEAD CITY, NC 28557-4765
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016790206
Date	Jul 17, 2020
Book Page	1679/206
Instrument	1679206

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARTERET NC
Property Address	1405 MARSH POINTE, MOREHEAD CITY, NC 28557-4765
Document Number	0016520381
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 MARSH POINTE MOREHEAD CITY NC 285574765, MOREHEAD CITY, NC 28557-4765

Mortgage

Document Number	0016520381
Date	Oct 23, 2019
Book Page	001652/000381

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29201

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1405 Marsh Pointe was $4,933.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Morehead City Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$852,150 (-) Land $154,184 Building $697,966	$852,150 (-) Land $154,184 Building $697,966
2025	$4,933.00	$852,150 Land $154,184 Building $697,966	$852,150 Land $154,184 Building $697,966
2023		$494,555 Land $73,962 Building $420,593	$494,555 Land $73,962 Building $420,593
2022	$1,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1405 Marsh Pointe in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 210 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	238 units insured incl. 28 condo units
Nearby Flood Claims	47 (1999–2022)
Claims Outside the SFHA	2 of 47
Most Recent Claim	Jan 2022 · tidal / storm surge
Claims by Event	Hurricane Florence, Sep 2018 · 29 claims Hurricane Ophelia, Sep 2005 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 Marsh Pointe is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE KNOLL SHORES private · serves 4,800 people · EPA ID NC0416031
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Marsh Pointe

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures