1405 Main St, Sandpoint, ID 83864 Property Records

Bonner County property record for 1405 Main St, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,425 sqft · built 1961
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on File
Last Sale	$333,400 (Sep 2020)
Tax Bill	$2,043 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RPS0562006006TA`

Property Details

APN / Parcel Number

Primary APN	`RPS0562006006TA`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,425 sqft Finished Area
1st Floor Area	1,425 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1990
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	10,193 sqft (0.234 acres)
Garage Type	Built-in
Pole Barn	312 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1405 MAIN ST
City	SANDPOINT
State	ID
Zip	83864-2185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21-57N-2W OHADI ACRES BLK 6 TAX 6 CPWRS
Legal Range	02W
Legal Township	57N
Legal Section	21
Legal Subdivision	OHADI ACRES
Legal Block	6
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2010
Census Tract	950402

Owner

1405 Main St is owned and occupied by two individuals who bought it in September 2020.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54-220 KAIPAPAU LOOP, HAUULA, HI 96717-9531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Apr 9, 2018
Deed Document Number	2020966066
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 23, 2020
Property Address	1405 MAIN ST, SANDPOINT, ID 83864-2185
Document Number	966066
Map Reference	MB 16 PG 159
Instrument Date	Sep 16, 2020
Instrument	966066
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 390, PONDERAY, ID 83852-0390

Mortgage

Document Number	966067
Date	Sep 23, 2020
Instrument	966067

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Mortgage

Document Number	966068
Date	Sep 23, 2020
Instrument	966068

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 1405 Main St was $2,043 with a homeowner's exemption, up 10.7% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,043.00 (+10.73%) Homeowner's exemption	$392,551 (-6.98%) Land $197,331 Building $195,220	$392,551 (-6.98%) Land $197,331 Building $195,220
2025	$1,845.00 Homeowner's exemption	$422,001 Land $197,331 Building $224,670	$422,001 Land $197,331 Building $224,670
2023	$1,530.00 Homeowner's exemption	$387,591 Land $197,331 Building $190,260	$387,591 Land $197,331 Building $190,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1405 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20

May also be available: Kaniksu Internet.

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