1405 Luke St, Fort Collins, CO 80524 Property Records

Larimer County property record for 1405 Luke St, Fort Collins, CO 80524

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,406 sqft · built 1967
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Sep 2022)
Tax Bill	$3,988 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`87183-05-176`

Property Details

APN / Parcel Number

Primary APN	`87183-05-176`
Alternative APN	`R0002208`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,406 sqft Living Area
Basement Area	1,176 sqft
Finished Basement	407 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	748 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0002208
Old Parcel Number	8718305176
Street Address	1405 LUKE ST
City	FORT COLLINS
State	CO
Zip	80524-4227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 176, HIGHLANDER HTS 8TH, FTC
Legal Range	68
Legal Township	07
Legal Section	18
Legal Quarter	SW
Legal Subdivision	HIGHLANDER HEIGHTS
Legal Block	5
Legal Lot Number	176
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	1
Census Block	1015
Census Tract	802

Owner

1405 Luke St is owned and occupied by an individual who bought it in September 2022.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1405 LUKE ST, FORT COLLINS, CO 80524-4227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Special Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Apr 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage RED ROCKS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2022 · Amount on File
Deed Sale	Sep 23, 2022 · Amount on File
Prior Sale	Sep 2, 2008 · Amount on File
Deed Document Number	20220058007
Record Updated	Jun 8, 2026

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 23, 2022
Property Address	1405 LUKE ST, FORT COLLINS, CO 80524-4227
Document Number	0000058007
Instrument Date	Sep 22, 2022
Instrument	20220058007
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1405 LUKE ST, FORT COLLINS, CO 80524-4227

Mortgage

Document Number	0000058008
Date	Sep 23, 2022
Instrument	20220058008

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1405 LUKE ST, FORT COLLINS, CO 80524-4227
Document Number	0000025374
Instrument Date	Apr 19, 2018
Transaction Type	Mortgage
Record Updated	May 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 LUKE ST FORT COLLINS CO 805244227, FORT COLLINS, CO 80524-4227

Mortgage

Document Number	0000025374
Date	May 1, 2018
Instrument	25374

Lender

Name	RED ROCKS CU
Address	8195 SOUTHPARK LN, LITTLETON, CO 80120-4520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Apr 30, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 1405 Luke St was $3,988.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,988.00	$40,025 Land $2,625 Building $37,400	$640,400 Land $42,000 Building $598,400
2023	$3,318.00 (+18.2%)	$40,033 (+34.65%) Land $2,814 Building $37,219	$597,500 (+39.67%) Land $42,000 Building $555,500
2022	$2,807.00	$29,732 Land $2,919 Building $26,813	$427,800 Land $42,000 Building $385,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1405 Luke St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 Luke St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile, Vistabeam.

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