1405 Locksdale Ct, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1405 Locksdale Ct, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,139 sqft · built 1993
Lot Size	0.566 acres (24,655 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,000 (Apr 2017)
Tax Bill	$4,612 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2012 Mortgage + 4 more
APN	`0723001003080`

Property Details

APN / Parcel Number

Primary APN	`0723001003080`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,139 sqft Living Area
1st Floor Area	869 sqft
Upper Floors Area	345 sqft
Attic	Attic
Attic Area	420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,655 sqft (0.566 acres)
Lot Width	109 ft Width
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Patio Area	322 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1405 LOCKSDALE CT
City	CHESAPEAKE
State	VA
Zip	23322-4613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	308 STONEGATE SEC 1
Legal Subdivision	STONEGATE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1020
Census Tract	21014

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1405 LOCKSDALE CT, CHESAPEAKE, VA 23322-4613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Line of Credit TOWNEBANK
Mar 15, 2012	Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK
Mar 31, 2009	Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK
Dec 11, 2020	Intrafamily Transfer, Transfer · Stand-Alone Refinance TOWNEBANK MORTGAGE
Apr 14, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 30, 2006	Warranty Deed, Transfer · VA Mortgage NBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2017 · Amount on Record
Deed Sale	Apr 14, 2017 · Amount on Record
Prior Sale	Mar 30, 2006 · Amount on Record
Deed Document Number	201710032
Deed Book / Page	9776 / 663
Last Transfer Date	Dec 4, 2020
Transfer Doc	0000046974
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1405 LOCKSDALE CT, CHESAPEAKE, VA 23322-4613
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	10336/1752
Date	Mar 23, 2021
Book Page	10336/1752
Instrument	210013386

Lender

Name	TOWNEBANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Mar 15, 2056

Interest

Rate Type	Adjustable Rate

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1405 LOCKSDALE CT, CHESAPEAKE, VA 23322-4613
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008641/278
Date	Mar 15, 2012
Book Page	8641/278

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2042

Interest

Rate Type	Fixed Rate

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1405 LOCKSDALE CT, CHESAPEAKE, VA 23322-4613
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007758/740
Date	Mar 31, 2009
Book Page	7758/740

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2039

Interest

Rate Type	Fixed Rate
Rate	5%

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 11, 2020
Property Address	1405 LOCKSDALE CT, CHESAPEAKE, VA 23322-4613
Document Number	10272/1901
Book / Page	10272 / 1901
Instrument Date	Dec 4, 2020
Instrument	200046974
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 LOCKSDALE CT, CHESAPEAKE, VA 23322-4613
Investor	Possibly a Property Investor

Mortgage

Document Number	10272/1905
Date	Dec 11, 2020
Book Page	10272/1905
Instrument	200046975

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 14, 2017
Property Address	1405 LOCKSDALE CT, CHESAPEAKE, VA 23322-4613
Document Number	9776/663
Book / Page	9776 / 663
Instrument Date	Apr 3, 2017
Instrument	170010032
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 LOCKSDALE CT, CHESAPEAKE, VA 23322-4613

Mortgage

Document Number	170010033
Date	Apr 14, 2017
Instrument	170010033

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 30, 2006
Property Address	1405 LOCKSDALE CT, CHESAPEAKE, VA 23322-4613
Document Number	0006438/49
Book / Page	6438 / 49
Instrument Date	Mar 20, 2006
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000643852
Date	Mar 30, 2006
Instrument	6438/52

Lender

Name	NBANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,200 (+3.2%) Land $200,000 Building $271,200	$471,200 (+3.2%) Land $200,000 Building $271,200
2025	$4,612.00 (+3.27%)	$456,600 (+9.42%) Land $190,000 Building $266,600	$456,600 (+9.42%) Land $190,000 Building $266,600
2024	$4,466.00 (+37.71%)
2023		$417,300 (+16.63%) Land $170,000 Building $247,300	$417,300 (+16.63%) Land $170,000 Building $247,300
2022		$357,800 Land $150,000 Building $207,800	$357,800 Land $150,000 Building $207,800
2019	$3,243.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2019–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 69% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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