Monroe County property record for 1405 Laurelhurst Dr, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,228 sqft · built 1979 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Nov 2023) |
| Tax Bill | $5,007 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-200-045-00 |
| Primary APN | 02-200-045-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,228 sqft Living Area |
| Basement Area | 863 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 25,700 sqft (0.59 acres) |
| Lot Dimensions | 234 ft deep x 109 ft wide |
| Garage Area | 574 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1405 LAURELHURST DR |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-9239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A |
| Legal Description | COVERED BRIDGE ESTATES LOT 45 |
| Legal Subdivision | COVERED BRIDGE ESTATES |
| Legal Lot Number | 45 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 833800 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1405 LAURELHURST DR, TEMPERANCE, MI 48182-9239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2026 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Apr 12, 2024 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Sep 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage STAUNTON FINANCIAL INC |
| Nov 6, 2023 | Warranty Deed, Transfer BANISTERS LAND ABSTRACT, BARRISTERS LAND ABSTRACT |
| Oct 25, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2023 · Amount on Record |
| Deed Sale | Nov 6, 2023 · Amount on Record |
| Deed Document Number | 202316428 |
| Prior Transfer Date | Oct 24, 2018 |
| Prior Transfer Doc | 0000019614 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 1405 LAURELHURST DR, TEMPERANCE, MI 48182-9239 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1405 LAURELHURST DR, TEMPERANCE, MI 48182-9239 |
| Document Number | 0000001437 |
|---|---|
| Date | Jan 26, 2026 |
| Instrument | 2026R01437 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 1405 LAURELHURST DR, TEMPERANCE, MI 48182-9239 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1406 LAURELHURST DR, TEMPERANCE, MI 48182-9239 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005546 |
|---|---|
| Date | Apr 12, 2024 |
| Instrument | 2024R05546 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2550 PASEO VERDE PKWY STE 100, HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 1405 LAURELHURST DR, TEMPERANCE, MI 48182-9239 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3528 SPRINGDALE DR, LAMBERTVILLE, MI 48144-9688 |
| Document Number | 0000013233 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | 2023R13233 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Nov 6, 2023 |
| Property Address | 1405 LAURELHURST DR, TEMPERANCE, MI 48182-9239 |
| Document Number | 0000016428 |
| Map Reference | LB 13 PG 14&15 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 2023R16428 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2023 |
| Title Company | BANISTERS LAND ABSTRACT, BARRISTERS LAND ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 987 ACORN DR, HOLLAND, MI 49424-2532 |
| Name | Verified Name |
|---|---|
| Address | 3528 SPRINGDALE DR, LAMBERTVILLE, MI 48144-9688 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Oct 25, 2018 |
| Property Address | 1405 LAURELHURST DR, TEMPERANCE, MI 48182-9239 |
| Document Number | 0000019614 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 19614 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1405 LAURELHURST DR TEMPERANCE MI 481829239, TEMPERANCE, MI 48182-9239 |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,800 (+29.97%) Land $190,800 | $381,600 (+29.97%) Land $381,600 | |
| 2025 | $5,007.00 (+79.33%) Homeowner's exemption | ||
| 2023 | $2,792.00 Homeowner's exemption | $146,800 | $293,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1991–2006) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455 |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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