1405 Kenneth Cir, Elgin, IL 60120 Property Records

Cook County property record for 1405 Kenneth Cir, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	2 bd · 1 ba · 1,070 sqft · built 1984
Lot Size	0.018 acres (792 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Nov 2022)
Tax Bill	$3,310 (2023)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-07-402-190`

Property Details

APN / Parcel Number

Primary APN	`06-07-402-190`
Alternative APN	`06-07-402-190-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,070 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1985
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	792 sqft (0.018 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1405 KENNETH CIR
City	ELGIN
State	IL
Zip	60120-4358
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(KENNINGTON) (SQUARE) (THIRD) ADD A SUB OF PT OF THE SE SE SEC 07-41-09
Legal Range	09E
Legal Township	41N
Legal Section	07
Legal Subdivision	KENNINGTON SQUARE THIRD
Legal Block	1400
Legal Lot Number	1405
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	4
Census Block	4014
Census Tract	804403

Owner

1405 Kenneth Cir, a townhouse, is owned and occupied by an individual who bought it in November 2022.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1405 KENNETH CIR, ELGIN, IL 60120-4358
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2022 · Amount on File
Deed Sale	Nov 4, 2022 · Amount on File
Prior Sale	Nov 2, 2005 · Amount on File
Deed Document Number	202255124
Prior Transfer Date	Mar 1, 2003
Prior Transfer Doc	0000001011
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 4, 2022
Property Address	1405 KENNETH CIR, ELGIN, IL 60120-4358
Document Number	0030855124
Map Reference	DOC 27337299
Instrument Date	Oct 27, 2022
Instrument	2230855124
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	874 MILLCREEK CIR, 874, ELGIN, IL 60123-2332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 KENNETH CIR, ELGIN, IL 60120-4358

Mortgage

Document Number	0030855125
Date	Nov 4, 2022
Instrument	2230855125

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	7.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,000 Land $554 Building $14,446	$150,000 Land $5,540 Building $144,460
2023	$3,310.00 (+46.46%)
2022	$2,260.00 Homeowner's exemption	$11,500 Land $1,500 Building $10,000	$115,000 Land $15,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1405 Kenneth Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 Kenneth Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20