1405 Harbin Dr, Kissimmee, FL 34744 Property Records

Osceola County property record for 1405 Harbin Dr, Kissimmee, FL 34744

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,031 sqft · built 1992
Lot Size0.255 acres (11,108 sqft)
OwnerIndividual Name on Record
Last Sale$73,900 (Mar 1992)
Tax Bill$902 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN33270

Property Details

APN / Parcel Number

Primary APN33270
Alternative APN
  • 022529172200010020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,031 sqft Heated Area
Gross Area1,491 sqft
1st Floor Area1,031 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,108 sqft (0.255 acres)
Lot Dimensions100 ft deep x 109 ft wide
Garage TypeFinished
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area20 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number33270
Street Address1405 HARBIN DR
CityKISSIMMEE
StateFL
Zip34744-1541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeKRPU
Legal DescriptionMILL RUN PARK UNIT 2 PB 6 PGS 215-216 LOT 2
Legal Range29E
Legal Township25S
Legal Section02
Legal SubdivisionMILL RUN PARK UNIT 2
Legal Tract1722
Legal Block1
Legal Lot Number2
Legal Unit2P
JurisdictionOSCEOLA FL
Township / Civil DivisionKISSIMMEE
Census Block Group3
Census Block3018
Census Tract42300

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1405 HARBIN DR, KISSIMMEE, FL 34744-1541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 1992 · Amount on Record
Deed SaleMar 13, 1992 · Amount on Record
Deed Document Number0010562804
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1405 HARBIN DR, KISSIMMEE, FL 34744-1541
Transaction TypeMortgage
Record UpdatedOct 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1405 HARBIN DR, KISSIMMEE, FL 34744-1541

Mortgage

Document Number0060541877
DateSep 29, 2021
Book Page6054/1877
Instrument2021151477
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalityKissimmee City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$902.00 (+49.83%) Homeowner's exemption$80,871 (+5.99%)$254,800 (+6.17%) Land $57,800 Building $197,000
2023$602.00 (+4.7%) Homeowner's exemption$76,303 (+3%)$240,000 (+34.76%) Land $57,800 Building $182,200
2022$575.00 Homeowner's exemption$74,081$178,100 Land $42,000 Building $136,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 54 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies54 in force
Nearby Flood Claims41 (2002–2022)
Claims Outside the SFHA6 of 41
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 15 claims
  • Hurricane Ian, Sep 2022 · 11 claims
  • Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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