1405 Gray Dr, Hibbing, MN 55746 Property Records

St. Louis County property record for 1405 Gray Dr, Hibbing, MN 55746

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,236 sqft · built 1956
Lot Size	0.149 acres (6,506 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Jan 2021)
Tax Bill	$1,914 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140-0099-00470`

Property Details

APN / Parcel Number

Primary APN	`140-0099-00470`
Alternative APN	`1103054`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,236 sqft Gross Area
1st Floor Area	1,236 sqft
Basement Area	980 sqft
Finished Basement	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	6,506 sqft (0.149 acres)
Garage Area	240 sqft

Exterior Amenities

Porch	Porch
Porch Area	154 sqft
Deck Area	85 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1103054
Street Address	1405 GRAY DR
City	HIBBING
State	MN
Zip	55746-3459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0029 BLOCK:002 SERIAL #
Legal Subdivision	GRAYSHER ADDITION TO HIBBING
Legal Block	2
Legal Lot Number	29
Jurisdiction	ST LOUIS MN
Township / Civil Division	HIBBING
Census Block Group	5
Census Block	5021
Census Tract	12400

Owner

1405 Gray Dr is owned and occupied by an individual who bought it in January 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1405 GRAY DR, HIBBING, MN 55746-3459
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2021 · Amount on File
Deed Sale	Jan 8, 2021 · Amount on File
Deed Document Number	20211034924
Record Updated	Sep 20, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 8, 2021
Property Address	1405 GRAY DR, HIBBING, MN 55746-3459
Document Number	00T1034924
Instrument Date	Oct 23, 2020
Instrument	T1034924
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 GRAY DR HIBBING MN 557463459, HIBBING, MN 55746-3459

Mortgage

Document Number	T1034925
Date	Jan 8, 2021
Instrument	T1034925

Lender

Name	MINERS NAT'L BK/EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1405 Gray Dr was $1,914 with a homeowner's exemption, up 16.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hibbing City
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,914.00 (+16.71%) Homeowner's exemption
2025	$1,640.00 (-11.06%) Homeowner's exemption	$188,800 (+14.22%) Land $12,700 Building $176,100	$188,800 (+14.22%) Land $12,700 Building $176,100
2024	$1,844.00	$165,300 Land $12,700 Building $152,600	$165,300 Land $12,700 Building $152,600
2022		$138,300 Land $11,700 Building $126,600	$138,300 Land $11,700 Building $126,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1405 Gray Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 Gray Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hibbing serves 16,028 people · EPA ID MN1690022
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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