1405 Gilcrest Dr, Florence, SC 29501 Property Records

Florence County property record for 1405 Gilcrest Dr, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,259 sqft · built 2009
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Sep 2024)
Tax Bill	$2,631 (2025)
Deeds & Mortgages	Sep 2024 Sale & Line of Credit Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09711-01-007`

Property Details

APN / Parcel Number

Primary APN	`09711-01-007`
Alternative APN	`15006434`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,259 sqft Living Area
1st Floor Area	2,909 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Basement
Garage Area	584 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	1405 GILCREST DR
City	FLORENCE
State	SC
Zip	29501-7126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERGATE I LT 7
Legal Subdivision	SUMMERGATE SUBDIVISION PHASE I
Legal Lot Number	7
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2013
Census Tract	101

Owner

1405 Gilcrest Dr is owned and occupied by two individuals who bought it in September 2024.

Source: Florence County records, as of June 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1405 GILCREST DR, FLORENCE, SC 29501-7126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2024	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Jul 21, 2017	Deed of Trust, Mortgage UNITED STATES SENATE FCU
Sep 8, 2020	Deed of Trust, Mortgage · Line of Credit UNITED STATES SENATE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2024 · Amount on File
Deed Sale	Sep 27, 2024 · Amount on File
Prior Sale	Jun 24, 2008 · Amount on File
Deed Document Number	202412465
Deed Book / Page	1122 / 48
Record Updated	Oct 29, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Sep 27, 2024
Property Address	1405 GILCREST DR, FLORENCE, SC 29501-7126
Document Number	DMA11220048
Book / Page	DMA1122 / 48
Map Reference	MB 91 PG 103
Instrument Date	Sep 26, 2024
Instrument	2024012465
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1405 GILCREST DR, FLORENCE, SC 29501-7126

Mortgage

Document Number	0DMA112253
Date	Sep 27, 2024
Instrument	DMA1122/53

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	1405 GILCREST DR, FLORENCE, SC 29501-7126
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00B7020119
Date	Jul 21, 2017
Book Page	B702/0119

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jul 17, 2027

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	1405 GILCREST DR, FLORENCE, SC 29501-7126
Document Number	0000012806
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 GILCREST DR FLORENCE SC 295017126, FLORENCE, SC 29501-7126

Mortgage

Document Number	0000012806
Date	Sep 21, 2020
Book Page	000876/000144
Instrument	12806

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 20, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1405 Gilcrest Dr was $2,631.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,631.00	$22,854 Land $1,600 Building $21,254	$571,355 Land $40,000 Building $531,355
2023	$1,282.00 (-13.55%) Homeowner's exemption	$13,152,275 (+99,902.09%) Land $1,600,000 Building $11,552,275	$32,880,688 (+9,9%) Land $4,000,000 Building $28,880,688
2022	$1,483.00 Homeowner's exemption	$13,152 Land $1,600 Building $11,552	$328,807 Land $40,000 Building $288,807

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1405 Gilcrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 Gilcrest Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 74% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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