1405 Getzelman Dr, Elgin, IL 60123 Property Records

Kane County property record for 1405 Getzelman Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 784 sqft · built 1979
Lot Size	0.112 acres (4,875 sqft)
Owner	Individual Name on Record
Last Sale	$127,500 (May 2016)
Tax Bill	$3,974 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-10-179-033`

Property Details

APN / Parcel Number

Primary APN	`06-10-179-033`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	784 sqft Living Area
Gross Area	1,568 sqft
1st Floor Area	784 sqft
Basement Area	784 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	4,875 sqft (0.112 acres)
Lot Dimensions	125 ft deep x 39 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1405 GETZELMAN DR
City	ELGIN
State	IL
Zip	60123-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY AIRE SUB UNIT 5 LOT 23 BLOCK 3 THE ELY PT DESC IN DOC 2006K075421
Legal Subdivision	COUNTRY AIRE SUB
Legal Block	3
Legal Lot Number	23
Legal Unit	5-23
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2022
Census Tract	851000

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1405 GETZELMAN DR, ELGIN, IL 60123-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE, INC
Feb 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2016 · Amount on Record
Deed Sale	May 26, 2016 · Amount on Record
Prior Sale	Dec 16, 2013 · Amount on Record
Deed Document Number	201625652
Prior Transfer Date	Jun 19, 2006
Prior Transfer Doc	0000075421
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	May 28, 2026
Property Address	1405 GETZELMAN DR, ELGIN, IL 60123-2015
Document Number	0000022029
Instrument Date	May 20, 2026
Instrument	202622029
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 GETZELMAN DR, ELGIN, IL 60123-2015

Mortgage

Document Number	0000022029,
Date	May 28, 2026
Instrument	202622029

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1405 GETZELMAN DR, ELGIN, IL 60123-2015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CARRRINGTON TITLE PARTNERS L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007525
Date	Feb 26, 2019
Instrument	2019K007525

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.37%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1405 GETZELMAN DR, ELGIN, IL 60123-2015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CARRINGTON TITLE PARTNERS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008498
Date	Feb 18, 2020
Instrument	2020K008498

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,974.00 (+4.88%) Homeowner's exemption	$60,092 (+8.57%) Land $14,524 Building $45,568	$180,348 (+8.57%) Land $43,589 Building $136,759
2024	$3,789.00 (+10.37%)	$55,349 (+21.39%) Land $13,378 Building $41,971	$166,113 (+21.44%) Land $40,150 Building $125,963
2022	$3,433.00 (+5.08%) Homeowner's exemption	$45,595 (+6.96%) Land $11,020 Building $34,575	$136,785 (+6.96%) Land $33,060 Building $103,725
2021	$3,267.00 Homeowner's exemption	$42,628 Land $10,303 Building $32,325	$127,884 Land $30,909 Building $96,975

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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