Anne Arundel County property record for 1405 Forest Dr, Annapolis, MD 21403
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1.5 ba · 8,032 sqft · built 1967 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,500,000 (May 2008) |
| Tax Bill | $21,413 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-04817600 |
| Primary APN | 06-000-04817600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 8,032 sqft Gross Area |
| 1st Floor Area | 8,032 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Construction Type | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 19,166 sqft (0.44 acres) |
| View / Lot | Commercial/Industrial |
| Canopy | 136 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00004817600 |
|---|---|
| Street Address | 1405 FOREST DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-1424 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | B2 |
| Legal Description | LT 1 ANNAPOLIS |
| Legal Subdivision | ANNAPOLIS |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 702601 |
Source: Anne Arundel County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1405 FOREST DR, ANNAPOLIS, MD 21403-1424 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Commercial Mortgage HARD MONEY BANKERS LLC |
| Feb 2, 2017 | Loan Modification, Mortgage MARGARET B LEONARD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2008 · Amount on Record |
| Deed Sale | May 6, 2008 · Amount on Record |
| Prior Sale | Jun 30, 2004 |
| Deed Document Number | 20084008 |
| Deed Book / Page | 20128 / 558 |
| Transfer Doc | 0000010212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1405 FOREST DR, ANNAPOLIS, MD 21403-1424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 384 FORELANDS RD, ANNAPOLIS, MD 21401-7220 |
| Document Number | 0420450277 |
|---|---|
| Date | Feb 3, 2026 |
| Book Page | 42045/277 |
| Name | HARD MONEY BANKERS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ELLICOTT CITY, MD 21043 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1405 FOREST DR, ANNAPOLIS, MD 21403-1424 |
| Document Number | 0311760111 |
| Book / Page | 031176 / 000111 |
| Instrument Date | Feb 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 384 FORELANDS RD ANNAPOLIS MD 214017220, ANNAPOLIS, MD 21401-7220 |
| Document Number | 0311760111 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 031176/000111 |
| Name | MARGARET B LEONARD |
|---|---|
| Address | 680 AMERICANA DR # 45, ANNAPOLIS, MD 21403-3150 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Jul 20, 2020 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,494,300 (-) Land $830,600 Building $663,700 | $1,494,300 (-) Land $830,600 Building $663,700 | |
| 2025 | $21,413.00 (-0.49%) | $1,494,300 (-0.28%) Land $830,600 Building $663,700 | $1,494,300 (-0.28%) Land $830,600 Building $663,700 |
| 2023 | $21,518.00 | $1,498,500 Land $830,600 Building $667,900 | $1,498,500 Land $830,600 Building $667,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 32 (1979–2008) |
| Claims Outside the SFHA | 6 of 32 |
| Most Recent Claim | May 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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