1405 Flora Ct, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1405 Flora Ct, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,263 sqft · built 2023
Lot Size	0.367 acres (15,987 sqft)
Owner	2 Individual Names on Record
Last Sale	$751,095 (Dec 2023)
Tax Bill	$7,977 (2025)
Deeds & Mortgages	Nov 2023 Transfer Jul 2023 Line of Credit
APN	`0732005000070`

Property Details

APN / Parcel Number

Primary APN	`0732005000070`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,263 sqft Living Area
1st Floor Area	3,396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,987 sqft (0.367 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1405 FLORA CT
City	CHESAPEAKE
State	VA
Zip	23322-6332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15: RESID
Legal Description	LOT 7 WOODFORD ESTATES PH 1 0.367AC
Legal Subdivision	WOODFORD ESTATES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1010
Census Tract	21009

Owner

Source: Chesapeake City records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1405 FLORA CT, CHESAPEAKE, VA 23322-6332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Gift Deed, Transfer
Jul 6, 2023	Deed of Trust, Mortgage · Line of Credit THE OLD POINT NATIONAL BANK OF PHOEBUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2023 · Amount on Record
Deed Sale	Dec 11, 2023 · Amount on Record
Deed Document Number	202325159
Deed Book / Page	10713 / 81
Prior Transfer Date	Nov 7, 2023
Prior Transfer Doc	010706/321
Record Updated	Oct 29, 2026

November 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 8, 2023
Property Address	FLORA CT, CHESAPEAKE, VA 23322
Document Number	010706/321
Book / Page	10706 / 321
Instrument Date	Nov 7, 2023
Instrument	230023110
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 OLD DR, CHESAPEAKE, VA 23322-5227
Investor	Possibly a Property Investor

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	FLORA CT, CHESAPEAKE, VA 23322
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010676/744
Date	Jul 6, 2023
Book Page	10676/744
Instrument	230014101

Lender

Name	THE OLD POINT NATIONAL BANK OF PHOEBUS

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$821,100 (+3.96%) Land $235,000 Building $586,100	$821,100 (+3.96%) Land $235,000 Building $586,100
2025	$7,977.00 (+5.91%)	$789,800 (+351.31%) Land $210,000 Building $579,800	$789,800 (+351.31%) Land $210,000 Building $579,800
2024	$7,532.00
2023		$175,000 Land $175,000	$175,000 Land $175,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1999–2025)
Claims Outside the SFHA	10 of 10
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: T-Mobile, Verizon.

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