1405 Erika Dr, Springfield, OH 45503 Property Records

Clark County property record for 1405 Erika Dr, Springfield, OH 45503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,075 sqft · built 1957
Lot Size	0.23 acres (10,062 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jun 2018)
Tax Bill	$1,986 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`220-03-00028-405-008`

Property Details

APN / Parcel Number

Primary APN	`220-03-00028-405-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area
1st Floor Area	1,075 sqft
Game Room	Game Room

Exterior

Year Built	Built 1957
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,062 sqft (0.23 acres)
Lot Dimensions	129 ft deep x 78 ft wide
Garage Type	Detached
Garage Area	308 sqft
Porch	Porch
Porch Area	190 sqft
Deck Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1405 ERIKA DR
City	SPRINGFIELD
State	OH
Zip	45503-5612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	NORTHRIDGE SUBD 2; 1115
Legal Subdivision	NORTHRIDGE SUBD
Legal Block	405
Legal Lot Number	1115
Jurisdiction	CLARK OH
Township / Civil Division	MOOREFIELD
Census Block Group	1
Census Block	1018
Census Tract	2608

Owner

1405 Erika Dr is owned and occupied by an individual who bought it in June 2018.

Source: Clark County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1405 ERIKA DR, SPRINGFIELD, OH 45503-5612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP
Aug 18, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Dec 4, 2020	Loan Modification, Mortgage · FHA Mortgage MR COOPER
Jun 25, 2018	Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2018 · Amount on File
Deed Sale	Jun 25, 2018 · Amount on File
Prior Sale	Dec 27, 2010 · Amount on File
Deed Document Number	2230
Deed Book / Page	2145 / 3042
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1405 ERIKA DR, SPRINGFIELD, OH 45503-5612
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001579
Date	Jan 28, 2022
Book Page	2204/5840
Instrument	202200001579

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1405 ERIKA DR, SPRINGFIELD, OH 45503-5612
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 ERIKA DR, SPRINGFIELD, OH 45503-5612

Mortgage

Document Number	0000009231
Date	Aug 18, 2023
Book Page	2227/803
Instrument	202300009231

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Feb 1, 2052

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLARK OH
Property Address	1405 ERIKA DR, SPRINGFIELD, OH 45503-5612
Document Number	0000018090
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1405 ERIKA DR SPRINGFIELD OH 455035612, SPRINGFIELD, OH 45503-5612

Mortgage

Document Number	0000018090
Date	Dec 10, 2020
Book Page	002182/001887
Instrument	18090

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2050

Interest

Rate	2.75%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Jun 25, 2018
Property Address	1405 ERIKA DR, SPRINGFIELD, OH 45503-5612
Document Number	0000008387
Book / Page	2145 / 3042
Map Reference	VOL 10 PG 63
Instrument Date	Jun 22, 2018
Instrument	201800008387
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	TEAM TITLE & CLOSING SERVICE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000008388
Date	Jun 25, 2018
Instrument	201800008388

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	Moorefield Township
Unified School District	Northeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,140 Land $13,180 Building $46,960	$171,840 Land $37,670 Building $134,170
2024	$1,986.00
2023		$45,430 Land $12,130 Building $33,300
2022	$1,928.00		$129,820 Land $34,670 Building $95,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1405 Erika Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 Erika Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARK COUNTY NORTHRIDGE PWS private · serves 8,874 people · EPA ID OH1201003
Water Source	Purchased groundwater from SPRINGFIELD CITY PWS
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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