Cook County property record for 1405 Elgin Ln, Schaumburg, IL 60194
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,963 sqft · built 1973 |
| Lot Size | 0.262 acres (11,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Apr 2017) |
| Tax Bill | $9,436 (2023) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jun 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-20-212-027 |
| Primary APN | 07-20-212-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,963 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 11,400 sqft (0.262 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1405 ELGIN LN |
|---|---|
| City | SCHAUMBURG |
| State | IL |
| Zip | 60194-4127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (STRATHMORE) (SCHAUMBURG) (UNIT11) SUB OF PT NE SEC 20-41-10 |
| Legal Range | 10E |
| Legal Township | 41N |
| Legal Section | 20 |
| Legal Subdivision | STRATHMORE SCHAUMBURG UNIT11 |
| Legal Lot Number | 862 |
| Legal Unit | 11 |
| Jurisdiction | COOK IL |
| Township / Civil Division | SCHAUMBURG |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 804710 |
Source: Cook County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1405 ELGIN LN, SCHAUMBURG, IL 60194-4127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 18, 2023 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF ILLINOIS COMMUNITY CU |
| Jun 9, 2022 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Mar 23, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK |
| Aug 26, 2020 | Deed of Trust, Mortgage · Line of Credit HERITAGE BK/SCHAUMBURG |
| Apr 19, 2017 | Warranty Deed, Transfer · Conventional with PMI SIERRA PACIFIC MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2017 · Amount on Record |
| Deed Sale | Apr 19, 2017 · Amount on Record |
| Deed Document Number | 201749418 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1405 ELGIN LN, SCHAUMBURG, IL 60194-4127 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0023006218 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 2323006218 |
| Name | UNIVERSITY OF ILLINOIS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHAMPAIGN, IL 61820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 17, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1405 ELGIN LN, SCHAUMBURG, IL 60194-4127 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1405 ELGIN LN, SCHAUMBURG, IL 60194-4127 |
| Document Number | 0016028035 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 2216028035 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60631 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 13, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1405 ELGIN LN, SCHAUMBURG, IL 60194-4127 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1405 ELGIN LN, SCHAUMBURG, IL 60194-4127 |
| Document Number | 0008213038 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2108213038 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60631 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 2, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1405 ELGIN LN, SCHAUMBURG, IL 60194-4127 |
| Document Number | 2029133038 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2020 |
| Title Company | PRAIRIE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1405 ELGIN LN SCHAUMBURG IL 601944127, SCHAUMBURG, IL 60194-4127 |
| Document Number | 2029133038 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 29133038 |
| Name | HERITAGE BK/SCHAUMBURG |
|---|---|
| Type | Bank |
| Address | SCHAUMBURG, IL 60194 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 19, 2017 |
| Property Address | 1405 ELGIN LN, SCHAUMBURG, IL 60194-4127 |
| Document Number | 1710949418 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 10949418 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2017 |
| Title Company | PRECISION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5463 N NEW ENGLAND AVE CHICAGO IL 606562062, CHICAGO, IL 60656-2062 |
| Document Number | 1710949419 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 10949419 |
| Name | SIERRA PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2047 |
| Rate | 4.37% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Schaumburg Township |
| Municipality | Schaumburg Village |
| Secondary School District | Township High School District 211 (09 - 12) |
| Elementary School District | Schaumburg Community Consolidated School District 54 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,000 (+24.32%) Land $9,690 Building $36,310 | $460,000 (+24.32%) Land $96,900 Building $363,100 | |
| 2023 | $9,436.00 (+3.45%) | ||
| 2022 | $9,121.00 Homeowner's exemption | $37,000 Land $7,980 Building $29,020 | $370,000 Land $79,800 Building $290,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHAUMBURG serves 75,750 people · EPA ID IL0314890 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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