Montgomery County property record for 1405 Eastern Ave, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,424 sqft · built 1951 |
| Lot Size | 0.164 acres (7,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,500 (Dec 2022) |
| Tax Bill | $2,972 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600621478022000 |
| Primary APN | 600621478022000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,150 sqft (0.164 acres) |
| Lot Dimensions | 110 ft deep x 65 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1405 EASTERN AVE |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-1355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORCHARD HILL SD 1 LT 2 |
| Legal Subdivision | ORCHARD HILL SD |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 960200 |
Source: Montgomery County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1405 EASTERN AVE, RED OAK, IA 51566-1355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2017 | Deed of Trust, Mortgage · Commercial Mortgage HOUGHTON STATE BANK |
| Feb 10, 2023 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Dec 1, 2022 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2022 · Amount on Record |
| Deed Sale | Dec 1, 2022 · Amount on Record |
| Deed Document Number | 20221843 |
| Deed Book / Page | 2022 / 1843 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1405 EASTERN AVE, RED OAK, IA 51566-1355 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02017/1198 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 2017/1198 |
| Instrument | 2017 1198 |
| Name | HOUGHTON STATE BANK |
|---|---|
| Type | Bank |
| Address | RED OAK, IA 51566 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1405 EASTERN AVE, RED OAK, IA 51566-1355 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002023/204 |
|---|---|
| Date | Feb 10, 2023 |
| Book Page | 2023/204 |
| Instrument | 2023 0204 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Dec 1, 2022 |
| Property Address | 1405 EASTERN AVE, RED OAK, IA 51566-1355 |
| Document Number | 02022/1843 |
| Book / Page | 2022 / 1843 |
| Instrument Date | Dec 1, 2022 |
| Instrument | 2022 1843 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1405 EASTERN AVE, RED OAK, IA 51566-1355 |
| Document Number | 0020221844 |
|---|---|
| Date | Dec 1, 2022 |
| Instrument | 2022 1844 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Dec 1, 2055 |
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,972.00 (+19.94%) | $136,130 (+28.9%) Land $12,610 Building $123,520 | $136,130 (+28.9%) Land $12,610 Building $123,520 |
| 2024 | $2,478.00 (+43.4%) | ||
| 2023 | $105,610 Land $9,460 Building $96,150 | $105,610 Land $9,460 Building $96,150 | |
| 2022 | $1,728.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1980–1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Iowa |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FMTC of Stanton Iowa Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
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