1405 Eagle Pond Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 1405 Eagle Pond Dr, Winter Haven, FL 33884

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,017 sqft · built 2006
Lot Size	0.015 acres (645 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Oct 2021)
Tax Bill	$1,173 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-28-31-850505-014050`

Property Details

APN / Parcel Number

Primary APN	`27-28-31-850505-014050`
Alternative APNs	`312827850505014050` `12827000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,017 sqft Living Area
1st Floor Area	1,017 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	645 sqft (0.015 acres)
Porch	Screened Porch
Utility Building	20 sqft

Location & Zoning

Street Address	1405 EAGLE POND DR
City	WINTER HAVEN
State	FL
Zip	33884-4800
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	EAGLE POND CONDOMINIUM COND BK 12 PGS 1 THRU 3 OR 4257 PGS 538-608 BLDG 14 UNIT E & AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION
Legal Range	27E
Legal Township	28S
Legal Section	31
Legal Subdivision	EAGLE POND CONDOMINIUM
Legal Tract	850505
Legal Block	2
Legal Unit	E
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2066
Census Tract	14123

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1405 EAGLE POND DR, WINTER HAVEN, FL 33884-4800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Prior Sale	Dec 1, 2006 · Amount on Record
Deed Document Number	2021275834
Deed Book / Page	11949 / 82
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 22, 2021
Property Address	1405 EAGLE POND DR, WINTER HAVEN, FL 33884-4800
Document Number	0000275834
Book / Page	11949 / 82
Map Reference	MB 12 PG 13
Instrument Date	Oct 18, 2021
Instrument	2021275834
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1002 SPIRIT LAKE RD, 1002, WINTER HAVEN, FL 33880-1272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 EAGLE POND DR, WINTER HAVEN, FL 33884-4800

Mortgage

Document Number	0001194984
Date	Oct 22, 2021
Instrument	11949/84

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,173.00 (-8.64%) Homeowner's exemption	$131,000 (+5.99%)	$147,500 (-2.64%) Land $100 Building $147,400
2023	$1,284.00 (+20.34%) Homeowner's exemption	$123,600 (+3%)	$151,500 (+26.25%) Land $100 Building $151,400
2022	$1,067.00 Homeowner's exemption	$120,000 Land $100 Building $119,900	$120,000 Land $100 Building $119,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000