1405 E Vernon Ave, Apt 27, Normal, IL 61761 Property Records

McLean County property record for 1405 E Vernon Ave, Apt 27, Normal, IL 61761 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,080 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$162,000 (Sep 2025)
Tax Bill	$2,242 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`14-35-108-027`

Property Details

APN / Parcel Number

Primary APN	`14-35-108-027`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Units	64 Units
Stories	2 Stories
Building Area	1,080 sqft Living Area
1st Floor Area	504 sqft
Basement Area	504 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Condo/Apartment
Exterior Material	Brick
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1405 E VERNON AVE, 27
City	NORMAL
State	IL
Zip	61761-4079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERNON KROSSING CONDO LOT 48 BROOKWOOD EAST SUB UNIT 27 & 3.2 % COMMON ELEMENTS
Legal Range	02E
Legal Township	24N
Legal Section	35
Legal Subdivision	VERNON KROSSING CONDO
Legal Lot Number	48
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2012
Census Tract	502

Owner

Source: McLean County records · APN 14-35-108-027

Assessment roll updated April 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1405 E VERNON AVE, 27, NORMAL, IL 61761-4079
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Jul 10, 2025 · Amount on Record
Deed Document Number	202512919
Record Updated	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 17, 2025
Property Address	1405 E VERNON AVE APT 27, 27, NORMAL, IL 61761-4079
Document Number	202500012919
Map Reference	DOC 76-11757
Instrument Date	Aug 29, 2025
Instrument	2025-00012919
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	WOODFORD COUNTY TITLE COMPANY, WOODFORD COUNTY TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1405 E VERNON AVE APT 27, 27, NORMAL, IL 61761-4079

Mortgage

Document Number	202500012920
Date	Sep 17, 2025
Instrument	2025-00012920

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Nov 01, 2030

Interest

Rate Type	Fixed Rate
Rate	7.25%

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,142 (+9.14%) Land $3,492 Building $38,650	$126,426 (+9.14%) Land $10,476 Building $115,950
2024	$2,242.00 (+11.16%)	$38,613 (+11.68%) Land $3,200 Building $35,413	$115,839 (+11.68%) Land $9,600 Building $106,239
2023	$2,017.00	$34,574 Land $2,865 Building $31,709	$103,722 Land $8,595 Building $95,127

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130005022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 3 of 4 on primary residences
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1983, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.