1405 E Vernon Ave, Apt 21, Normal, IL 61761 Property Records

McLean County property record for 1405 E Vernon Ave, Apt 21, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,044 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$87,000 (Jul 2021)
Tax Bill	$1,188 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`14-35-108-021`

Property Details

APN / Parcel Number

Primary APN	`14-35-108-021`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Units	64 Units
Stories	2 Stories
Building Area	1,044 sqft Living Area
1st Floor Area	504 sqft
Basement Area	504 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Condo/Apartment
Exterior Material	Brick
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1405 E VERNON AVE, 21
City	NORMAL
State	IL
Zip	61761-4079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERNON KROSSING CONDO LOT 48 BROOKWOOD EAST SUB UNIT 21 & 3.2% COMMON ELEMENTS
Legal Range	02E
Legal Township	24N
Legal Section	35
Legal Subdivision	VERNON KROSSING CONDO
Legal Lot Number	48
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2012
Census Tract	502

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1405 E VERNON AVE, 21, NORMAL, IL 61761-4079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
May 4, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021 · Amount on Record
Deed Sale	Jul 6, 2021 · Amount on Record
Prior Sale	May 4, 2018 · Amount on Record
Deed Document Number	202116004
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 6, 2021
Property Address	1405 E VERNON AVE APT 21, 21, NORMAL, IL 61761-4079
Document Number	202100016004
Map Reference	DOC 76-11757
Instrument Date	Jun 25, 2021
Instrument	2021-00016004
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 E VERNON AVE APT 21, 21, NORMAL, IL 61761-4079

Mortgage

Document Number	202100016005
Date	Jul 6, 2021
Instrument	2021-00016005

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 4, 2018
Property Address	1405 E VERNON AVE APT 21, 21, NORMAL, IL 61761-4079
Document Number	201800006930
Map Reference	DOC76-11757
Instrument Date	Apr 27, 2018
Instrument	2018-00006930
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	BLOOMINGTON, IL 61701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 E VERNON AVE APT 21, 21, NORMAL, IL 61761-4079

Mortgage

Document Number	201800006931
Date	May 4, 2018
Instrument	2018-00006931

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,582 (+21.89%) Land $3,492 Building $31,090	$103,746 (+21.89%) Land $10,476 Building $93,270
2024	$1,188.00 (-5.11%)
2023	$1,252.00	$28,372 Land $2,865 Building $25,507	$85,116 Land $8,595 Building $76,521

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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