1405 E McHenry St, Urbana, IL 61801 Property Records

Champaign County property record for 1405 E McHenry St, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,073 sqft · built 1963
Lot Size	0.243 acres (10,600 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (May 2021)
Tax Bill	$4,430 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`93-21-21-377-008`

Property Details

APN / Parcel Number

Primary APN	`93-21-21-377-008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,073 sqft Building Perimeter
1st Floor Area	1,073 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Stucco
Roof Material	Other
Lot Area	10,600 sqft (0.243 acres)
Lot Dimensions	100 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	264 sqft
Driveway	Concrete Driveway
Driveway Area	407 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1405 E MCHENRY ST
City	URBANA
State	IL
Zip	61801-6920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 156 ENNIS RIDGE 4TH SUB
Legal Range	09E
Legal Township	19N
Legal Section	21
Legal Subdivision	ENNIS RIDGE 4TH SUB
Legal Lot Number	156
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4014
Census Tract	5701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1405 E MCHENRY ST, URBANA, IL 61801-6920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2021 · Amount on Record
Deed Sale	May 19, 2021 · Amount on Record
Deed Document Number	202111637
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 19, 2021
Property Address	1405 E MCHENRY ST, URBANA, IL 61801-6920
Document Number	0000011637
Map Reference	MB N PG 125
Instrument Date	May 14, 2021
Instrument	2021R11637
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 E MCHENRY ST, URBANA, IL 61801-6920

Mortgage

Document Number	0000011638
Date	May 19, 2021
Instrument	2021R11638

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.75%

Mortgage

Document Number	0000011639
Date	May 19, 2021
Instrument	2021R11639

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,800 (+25.94%) Land $30,710 Building $21,090	$155,400 (+25.94%) Land $92,130 Building $63,270
2024	$4,430.00 (+16.52%)
2022	$3,802.00 Homeowner's exemption	$41,130 Land $24,390 Building $16,740	$123,390 Land $73,170 Building $50,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Pavlov Media, Volo.net Internet+Tech.

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