1405 E Craig Dr, Cherokee, IA 51012 Property Records

Cherokee County property record for 1405 E Craig Dr, Cherokee, IA 51012

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,404 sqft · built 1966
Lot Size0.242 acres (10,540 sqft)
Owner2 Individual Names on File
Last Sale$85,500 (Sep 2007)
Tax Bill$2,418 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Feb 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0723355012

Property Details

APN / Parcel Number

Primary APN0723355012

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,404 sqft Living Area
1st Floor Area1,404 sqft
Basement Area1,404 sqft
Finished Basement850 sqft
Unfinished Basement554 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,540 sqft (0.242 acres)
Lot Dimensions124 ft deep x 100 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area223 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address1405 E CRAIG DR
CityCHEROKEE
StateIA
Zip51012-1105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 27 AMENT 2ND ADD 8372
Legal SubdivisionAMENT 2ND ADD
Legal Block355
Legal Lot Number27
JurisdictionCHEROKEE IA
Township / Civil DivisionCHEROKEE
Census Block Group2
Census Block2021
Census Tract80101

Owner

Source: Cherokee County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1405 E CRAIG DR, CHEROKEE, IA 51012-1105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Deed of Trust, Mortgage · Line of Credit
CENTRAL BANK
Feb 20, 2018Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Mar 2, 2018Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 26, 2007 · Amount on Record
Deed SaleSep 26, 2007 · Amount on Record
Deed Document Number20071664
Deed Book / Page2007 / 1664
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE IA
Property Address1405 E CRAIG DR, CHEROKEE, IA 51012-1105
Transaction TypeMortgage
Record UpdatedApr 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002026/556
DateMar 20, 2026
Book Page2026/556
Instrument2026 0556
Lender
NameCENTRAL BANK
TypeBank
Address1400 18TH ST, SPIRIT LAKE, IA 51360
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 30, 2036
Interest
Change FrequencyMonthly

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE IA
Property Address1405 E CRAIG DR, CHEROKEE, IA 51012-1105
Transaction TypeMortgage
Record UpdatedApr 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018/0303
DateFeb 20, 2018
Book Page2018/0303
Instrument2018 0303
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE IA
Property Address1405 E CRAIG DR, CHEROKEE, IA 51012-1105
Transaction TypeMortgage
Record UpdatedApr 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018/0388
DateMar 2, 2018
Book Page2018/0388
Instrument2018 0388
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyCherokee County
MunicipalityCherokee City
Unified School DistrictCherokee Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,418.00 Homeowner's exemption$172,870 (+10.84%) Land $21,150 Building $151,720$172,870 (+10.84%) Land $21,150 Building $151,720
2024$2,418.00 (+17.72%)
2023$155,960 (+33.68%) Land $21,150 Building $134,810$155,960 (+33.68%) Land $21,150 Building $134,810
2022$2,054.00 Homeowner's exemption$116,670 Land $16,920 Building $99,750
2021$116,670 Land $16,920 Building $99,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHEROKEE RWS - CHEROKEE SUBSYSTEM
private · serves 3,315 people · EPA ID IA1811001
Water SourceGroundwater
Last State InspectionOct 2023
Also Mapped HereCHEROKEE WATER SUPPLY - PLANT 1
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50

May also be available: AMG Technology Investment Group, C-M-L Telephone Cooperative Association, Northwest Communications Cooperative Association, Verizon.

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