1405 E Adobe Dr, Pontiac, IL 61764 Property Records

Livingston County property record for 1405 E Adobe Dr, Pontiac, IL 61764

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,615 sqft · built 2002
Lot Size	0.56 acres (24,393 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,000 (May 2021)
Tax Bill	$9,904 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-15-23-228-005`

Property Details

APN / Parcel Number

Primary APN	`15-15-23-228-005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,615 sqft Living Area
Basement Area	829 sqft
Unfinished Basement	829 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Roof Material	Asphalt
Lot Area	24,393 sqft (0.56 acres)
Garage Type	Attached
Garage Area	600 sqft

Location & Zoning

Street Address	1405 E ADOBE DR
City	PONTIAC
State	IL
Zip	61764-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-23-228-005 LOT 24393 SQ. FT. LOT 19 BROOKSIDE SUB.
Legal Subdivision	BROOKSIDE SUB
Legal Lot Number	19
Jurisdiction	LIVINGSTON IL
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1040
Census Tract	960600

Owner

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1405 E ADOBE DR, PONTIAC, IL 61764-9425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Deed Document Number	20212579
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	May 18, 2021
Property Address	1405 E ADOBE DR, PONTIAC, IL 61764-9425
Document Number	2021R02579
Map Reference	MB 13 PG 14
Instrument Date	May 14, 2021
Instrument	2021R-02579
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount Recorded
Tax	$447.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	702 N DEERFIELD RD, 702, PONTIAC, IL 61764-9374

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 E ADOBE DR, PONTIAC, IL 61764-9425

Mortgage

Document Number	2021R02580
Date	May 18, 2021
Instrument	2021R-02580

Lender

Name	BANK OF PONTIAC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	2021R02818
Date	Jun 1, 2021
Instrument	2021R-02818

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Pontiac Township
Municipality	Pontiac City
Elementary School District	Pontiac Community Consolidated School District 429 (PK - 08)
Secondary School District	Pontiac Township High School District 90 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,904.00	$119,001 Land $15,066 Building $103,935	$357,003 Land $45,198 Building $311,805

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	36 (1982–2015)
Claims Outside the SFHA	1 of 36
Most Recent Claim	Dec 2015 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Nextlink, Watch TV.

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