Hamilton County property record for 1405 E 49th St, Chattanooga, TN 37407
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.268 acres (11,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $264,000 (Aug 2026) |
| Tax Bill | $94 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2026 Construction Loan + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 168P A 034 |
| Primary APN | 168P A 034 |
|---|
| Lot Area | 11,700 sqft (0.268 acres) |
|---|---|
| Lot Dimensions | 130 ft deep x 90 ft wide |
| Street Address | 1405 E 49TH ST |
|---|---|
| City | CHATTANOOGA |
| State | TN |
| Zip | 37407-3502 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R2 |
| Legal Description | LT 8 BLK 24 BOULEVARD PARK ADDN PB 5 PG 50 |
| Legal Subdivision | BOULEVARD PARK ADDN |
| Legal Block | 24 |
| Legal Lot Number | 8,9 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 2300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of September 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1405 E 49TH ST, CHATTANOOGA, TN 37407-3502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Aug 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage CAPITAL LENDING |
| Apr 21, 2026 | Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS NATIONAL BANK |
| Aug 12, 2025 | Quit Claim Deed, Transfer · Construction Mortgage TRIDENT REALTY INVESTMENTS LLC |
| May 17, 2022 | Warranty Deed, Transfer ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC |
| Nov 20, 2020 | Quit Claim Deed, Transfer ELITE TITLE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2026 · Amount on File |
| Deed Sale | Aug 24, 2026 · Amount on File |
| Prior Sale | Aug 12, 2025 |
| Deed Document Number | 2026245 |
| Deed Book / Page | 14414 / 749 |
| Prior Transfer Date | Nov 16, 2020 |
| Prior Transfer Doc | 0000000147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 24, 2026 |
| Property Address | 1405 E 49TH ST, CHATTANOOGA, TN 37407-3502 |
| Document Number | 0000000245 |
| Book / Page | 14414 / 749 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 2026245 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | CITY TITLE, BRIDGE CITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98,656.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1405 E 49TH ST, CHATTANOOGA, TN 37407-3502 |
| Document Number | 0000000246, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 202624246 |
| Name | CAPITAL LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 21, 2026 |
| Property Address | 1405 E 49TH ST, CHATTANOOGA, TN 37407-3502 |
| Document Number | 0000000192 |
| Book / Page | 14269 / 610 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026192 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1405 E 49TH ST, CHATTANOOGA, TN 37407-3502 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000192, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 14269/610 |
| Instrument | 2026192 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 17, 2027 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 12, 2025 |
| Property Address | 1405 E 49TH ST, CHATTANOOGA, TN 37407-3502 |
| Document Number | 0000000191 |
| Book / Page | 14011 / 529 |
| Map Reference | MB 5 PG 50 |
| Instrument Date | Jul 30, 2025 |
| Instrument | 2025081200191 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 416 CLOUDLAND TRL, CHATTANOOGA, TN 37411-5149 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000195 |
|---|---|
| Date | Aug 21, 2025 |
| Book Page | 14021/309 |
| Instrument | 2025082100195 |
| Name | TRIDENT REALTY INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | DALLAS, TX 75248 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 17, 2022 |
| Property Address | 1405 E 49TH ST, CHATTANOOGA, TN 37407-3502 |
| Document Number | 0000000331 |
| Book / Page | 12961 / 886 |
| Instrument Date | May 12, 2022 |
| Instrument | 2022051700331 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Tax | $64.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 416 CLOUDLAND TRL, CHATTANOOGA, TN 37411-5149 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 20, 2020 |
| Property Address | 1405 E 49TH ST, CHATTANOOGA, TN 37407-3502 |
| Document Number | 1120000147 |
| Book / Page | 012241 / 000104 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 201120000147 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2020 |
| Title Company | ELITE TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $22.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 618 SANDERS AVE DALTON GA 307205656, DALTON, GA 30720-5656 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $94.00 (+129.27%) | $6,250 (+233.33%) | $25,000 (+233.33%) Land $25,000 |
| 2024 | $41.00 | $1,875 (-) | $7,500 (-) Land $7,500 |
| 2023 | $41.00 | $1,875 (-) | $7,500 (-) Land $7,500 |
| 2022 | $41.00 | $1,875 | $7,500 Land $7,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 28 (1980–2012) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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