1405 E 3rd St, Deer Park, WA 99006 Property Records

Spokane County property record for 1405 E 3rd St, Deer Park, WA 99006

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,880 sqft · built 1995
Lot Size0.501 acres (21,808 sqft)
OwnerIndividual Name on File
Last Sale$132,280 (Nov 2013)
Tax Bill$2,875 (2026)
Deeds & MortgagesJun 2020 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN28021.0604

Property Details

APN / Parcel Number

Primary APN28021.0604

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,880 sqft Living Area
1st Floor Area1,880 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area21,808 sqft (0.501 acres)
Lot Dimensions232 ft deep x 94 ft wide
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space
Patio Area264 sqft
Canopy264 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address1405 E 3RD ST
CityDEER PARK
StateWA
Zip99006-9003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionARCADIA HEIGHTS REPLAT L4 B7
Legal Range42E
Legal Township28N
Legal Section02
Legal SubdivisionARCADIA HEIGHTS
Legal Block7
Legal Lot Number4
JurisdictionSPOKANE WA
Township / Civil DivisionDEER PARK
Census Block Group3
Census Block3018
Census Tract10301

Owner

1405 E 3rd St is owned and occupied by an individual who bought it in November 2013.

Source: Spokane County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address1405 E 3RD ST, DEER PARK, WA 99006-9003
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 19, 2018Deed of Trust, Mortgage · Conventional with PMI
HERITAGE HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2013 · Amount on File
Deed SaleNov 19, 2013 · Amount on File
Prior SaleOct 24, 1997 · Amount on File
Deed Document Number20136265956
Prior Transfer DateDec 20, 2011
Prior Transfer Doc0006057345
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address1405 E 3RD ST, DEER PARK, WA 99006-9003
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006927367
DateJun 5, 2020
Instrument6927367
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address1405 E 3RD ST, DEER PARK, WA 99006-9003
Document Number0006754632
Instrument DateOct 19, 2018
Transaction TypeMortgage
Record UpdatedNov 9, 2018
Title CompanyVISTA TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1405 E 3RD ST DEER PARK WA 990069003, DEER PARK, WA 99006-9003

Mortgage

Document Number0006754632
DateOct 24, 2018
Instrument6754632
Lender
NameHERITAGE HM LOANS
TypeFunding / Finance Company
AddressSPOKANE, WA 99212
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 23, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1405 E 3rd St was $2,875, down 14.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalityDeer Park City
Unified School DistrictDeer Park School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,875.00 (-14.71%)$354,000 Land $115,000 Building $239,000$354,000 Land $115,000 Building $239,000
2025$3,371.00
2024$332,000 (+36.68%) Land $71,000 Building $261,000$332,000 (+36.68%) Land $71,000 Building $261,000
2023$2,991.00 (+13.99%)$242,900 Land $52,000 Building $190,900$242,900 Land $52,000 Building $190,900
2022$2,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1405 E 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 E 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DEER PARK
serves 5,435 people · EPA ID WA5318500
Water SourceGroundwater
Last State InspectionSep 2021
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting41
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
KnightCom
Fixed Wireless
499 / 285
Verizon
Fixed Wireless
300 / 20
Wired or Wireless
Fixed Wireless
200 / 40
Wind Wireless
Fixed Wireless
100 / 20

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