1405 Dyer Ave, Cincinnati, OH 45230 Property Records

Hamilton County property record for 1405 Dyer Ave, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,269 sqft · built 1941
Lot Size	0.141 acres (6,142 sqft)
Owner	Individual Name on File
Last Sale	$292,500 (Nov 2025)
Tax Bill	$5,922 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Nov 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`002-0009-0063-00`

Property Details

APN / Parcel Number

Primary APN	`002-0009-0063-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,269 sqft Living Area
1st Floor Area	962 sqft
Attic	Attic
Attic Area	307 sqft
Basement Area	962 sqft
Finished Basement	320 sqft

Exterior

Year Built	Built 1941
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,142 sqft (0.141 acres)
Lot Dimensions	153 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1405 DYER AVE
City	CINCINNATI
State	OH
Zip	45230-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DYER ST 40 X 153 LOT 6 MARBURN SUB
Legal Subdivision	MARBURN SUB
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2006
Census Tract	4603

Owner

1405 Dyer Ave is owned and occupied by an individual who bought it in November 2025.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1405 DYER AVE, CINCINNATI, OH 45230-2703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Nov 18, 2025	Warranty Deed, Transfer · Conventional Mortgage LCNB NATIONAL BANK
Aug 8, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2025 · Amount on File
Deed Sale	Nov 18, 2025 · Amount on File
Prior Sale	Aug 8, 2023 · Amount on File
Deed Document Number	0000090255
Deed Book / Page	15545 / 1978
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1405 DYER AVE, CINCINNATI, OH 45230-2703
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016319
Date	Mar 9, 2023
Book Page	14869/1659
Instrument	2023-0016319

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	276 Months
Due	Mar 10, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 18, 2025
Property Address	1405 DYER AVE, CINCINNATI, OH 45230-2703
Document Number	0000090255
Book / Page	15545 / 1978
Map Reference	MB 14974 PG 859
Instrument Date	Nov 14, 2025
Instrument	2025-0090255
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1405 DYER AVE, CINCINNATI, OH 45230-2703

Mortgage

Document Number	0000090256
Date	Nov 18, 2025
Instrument	2025-0090256

Lender

Name	LCNB NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 8, 2023
Property Address	1405 DYER AVE, CINCINNATI, OH 45230-2703
Document Number	0000055377
Book / Page	14974 / 859
Map Reference	MB 43 PG 20
Instrument Date	Aug 4, 2023
Instrument	2023-0055377
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-3314

Mortgage

Document Number	0000055378
Date	Aug 8, 2023
Instrument	2023-0055378

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1405 DYER AVE, CINCINNATI, OH 45230-2703
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053714
Date	Jun 8, 2020
Book Page	14184/3342
Instrument	2020-0053714

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1405 DYER AVE, CINCINNATI, OH 45230-2703
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067248
Date	Jul 14, 2020
Book Page	14209/29
Instrument	2020-0067248

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1405 Dyer Ave was $5,922, up 3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,922.00 (+3.01%)	$96,075 (-) Land $6,716 Building $89,359
2024	$5,749.00 (+80.84%)	$96,075 (+92.02%) Land $6,716 Building $89,359
2023	$3,179.00 (-8.25%)	$50,035 (+1.95%) Land $6,716 Building $43,319	$274,500 Land $19,190 Building $255,310
2022	$3,465.00	$49,077 Land $5,642 Building $43,435
2020			$140,220 Land $16,120 Building $124,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1405 Dyer Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1978–2025)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Landslides, And Mudslides, Feb 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 Dyer Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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