1405 Dutch Mill Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1405 Dutch Mill Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,420 sqft · built 1989
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Tax Bill	$1,771 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-6.0-23.0-1-001-007.20`

Property Details

APN / Parcel Number

Primary APN	`02-6.0-23.0-1-001-007.20`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	1,760 sqft
1st Floor Area	1,420 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	340 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1405 DUTCH MILL DR
City	ARNOLD
State	MO
Zip	63010-4649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	DUTCH MILL FARMS 3 LOT 20
Legal Range	5E
Legal Township	43N
Legal Section	23
Legal Subdivision	DUTCH MILL FARMS 3
Legal Block	1
Legal Lot Number	20
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1006
Census Tract	700119

Owner

1405 Dutch Mill Dr is owned and occupied by an individual who acquired it in March 2017.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1405 DUTCH MILL DR, ARNOLD, MO 63010-4649
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 11, 2019	Deed of Trust, Mortgage REGIONS MTG
Dec 19, 2018	Deed of Trust, Mortgage · Line of Credit REGIONS BK
Jun 13, 2017	Affidavit of Death, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 27, 2017
Transfer Doc	0000017884
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1405 DUTCH MILL DR, ARNOLD, MO 63010-4649
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 DUTCH MILL DR, ARNOLD, MO 63010-4649

Mortgage

Document Number	0000023103
Date	Jul 13, 2022
Instrument	2022R-023103

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2042

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1405 DUTCH MILL DR, ARNOLD, MO 63010-4649
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 DUTCH MILL DR, ARNOLD, MO 63010-4649

Mortgage

Document Number	2021R043027
Date	Sep 30, 2021
Instrument	2021R-043027

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1405 DUTCH MILL DR, ARNOLD, MO 63010-4649
Document Number	0000032646
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	NETCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 DUTCH MILL DR ARNOLD MO 630104649, ARNOLD, MO 63010-4649

Mortgage

Document Number	0000032646
Date	Oct 22, 2019
Instrument	32646

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1405 DUTCH MILL DR, ARNOLD, MO 63010-4649
Document Number	0000000783
Instrument Date	Dec 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 DUTCH MILL DR ARNOLD MO 630104649, ARNOLD, MO 63010-4649

Mortgage

Document Number	0000000783
Date	Jan 8, 2019
Instrument	783

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 7, 2034

Interest

Rate Type	Adjustable Rate

June 2017: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	JEFFERSON MO
Recording Date	Jun 13, 2017
Property Address	1405 DUTCH MILL DR, ARNOLD, MO 63010-4649
Document Number	0000017884
Instrument Date	Mar 27, 2017
Instrument	17884
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 DUTCH MILL DR ARNOLD MO 630104649, ARNOLD, MO 63010-4649

Mortgage

Document Number	10873
Date	Jun 13, 2017
Instrument	10873

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 12, 2032

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	12049,
Date	Jun 13, 2017
Instrument	12049

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1405 Dutch Mill Dr was $1,771.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,100 (-) Land $2,900 Building $24,200	$142,200 Land $15,000 Building $127,200
2025	$1,771.00	$27,100 Land $2,900 Building $24,200
2024			$142,200 (+8.55%) Land $15,000 Building $127,200
2023	$1,766.00	$24,900 Land $2,900 Building $22,000	$131,000 Land $15,000 Building $116,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1405 Dutch Mill Dr in Zone X, an area of minimal flood risk, though there have been 50 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	50 (1982–2025)
Claims Outside the SFHA	15 of 50
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 7 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 Dutch Mill Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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