1405 Desert Willow Ln, Modesto, CA 95355 Property Records

Stanislaus County property record for 1405 Desert Willow Ln, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,389 sqft · built 1975
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (May 2024)
Tax Bill	$4,346 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`068-002-002-000`

Property Details

APN / Parcel Number

Primary APN	`068-002-002-000`
Alternative APNs	`0680202000` `0680202`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,389 sqft Living Area
1st Floor Area	1,389 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Block
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1405 DESERT WILLOW LN
City	MODESTO
State	CA
Zip	95355-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	20-28, PARCEL MAP
Legal Block	1
Legal Lot Number	B
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1009
Census Tract	906

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1405 DESERT WILLOW LN, MODESTO, CA 95355-3511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 8, 2020	Loan Modification, Mortgage · FHA Mortgage PENNYMAC
Jan 2, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jan 2, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2024 · Amount on Record
Deed Sale	May 10, 2024 · Amount on Record
Prior Sale	Jan 2, 2020
Deed Document Number	202421445
Prior Transfer Date	Dec 26, 2019
Prior Transfer Doc	0000000089
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1405 DESERT WILLOW LN, MODESTO, CA 95355-3511
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 DESERT WILLOW LN, MODESTO, CA 95355-3511

Mortgage

Document Number	0000021298
Date	Mar 23, 2022
Instrument	2022-0021298

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Dec 1, 2050

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANISLAUS CA
Property Address	1405 DESERT WILLOW LN, MODESTO, CA 95355-3511
Document Number	0000006569
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 DESERT WILLOW LN MODESTO CA 953553511, MODESTO, CA 95355-3511

Mortgage

Document Number	0000006569
Date	Jan 21, 2021
Instrument	6569

Lender

Name	PENNYMAC
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 2, 2020
Property Address	1405 DESERT WILLOW LN, MODESTO, CA 95355-3511
Document Number	0000000089
Instrument Date	Dec 26, 2019
Instrument	89
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1405 DESERT WILLOW LN MODESTO CA 953553511, MODESTO, CA 95355-3511

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 2, 2020
Property Address	1405 DESERT WILLOW LN, MODESTO, CA 95355-3511
Document Number	0000000088
Map Reference	MB 20 PG 28
Instrument Date	Dec 26, 2019
Instrument	2020-0000088
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 DESERT WILLOW LN, MODESTO, CA 95355-3511

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Empire Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,346.00 (-9%) Homeowner's exemption	$410,500 (-8.53%) Land $215,000 Building $195,500
2025	$4,776.00 (+26.35%) Homeowner's exemption	$448,800 (+35.54%) Land $219,300 Building $229,500
2023	$3,780.00 (+5.82%)	$331,119 Land $131,396 Building $199,723
2022	$3,572.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies.

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