1405 Cumberland Rd, Marshall, MN 56258 Property Records

Lyon County property record for 1405 Cumberland Rd, Marshall, MN 56258

Property Summary

Property Type	Single Family Home
Lot Size	0.298 acres (12,996 sqft)
Owner	Company Name on File
Last Sale	$442,500 (Jul 2025)
Tax Bill	$4,970 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-976001-0`

Property Details

APN / Parcel Number

Primary APN	`27-976001-0`

Exterior

Lot Area	12,996 sqft (0.298 acres)

Location & Zoning

Street Address	1405 CUMBERLAND RD
City	MARSHALL
State	MN
Zip	56258-1677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTWOOD ACRES PLAT 5 01010001
Legal Subdivision	WESTWOOD ACRES PLAT
Legal Lot Number	1
Jurisdiction	LYON MN
Township / Civil Division	MARSHALL
Census Block Group	4
Census Block	4023
Census Tract	360300

Owner

1405 Cumberland Rd is owned by a company that bought it in July 2025.

Source: Lyon County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	1405 CUMBERLAND RD, MARSHALL, MN 56258-1677
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2025	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Jul 28, 2023	Transfer on Death Deed, Transfer
Jul 21, 2022	Warranty Deed, Transfer · Conventional Mortgage BREMER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2025 · Amount on File
Deed Sale	Jul 30, 2025 · Amount on File
Prior Sale	Jul 21, 2022 · Amount on File
Deed Document Number	20251130
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Jul 30, 2025
Property Address	1405 CUMBERLAND RD, MARSHALL, MN 56258-1677
Document Number	0000001130
Instrument Date	Jul 18, 2025
Instrument	01130
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	LYNN COUNTY ABSTRACT AND TITLE, LYNN COUNTY ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,460.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1405 CUMBERLAND RD, MARSHALL, MN 56258-1677

Mortgage

Document Number	0000001131
Date	Jul 30, 2025
Instrument	01131

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2040

July 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LYON MN
Recording Date	Jul 28, 2023
Property Address	1405 CUMBERLAND RD, MARSHALL, MN 56258-1677
Document Number	0000015729
Instrument Date	Jul 18, 2023
Instrument	15729
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Jul 21, 2022
Property Address	1405 CUMBERLAND RD, MARSHALL, MN 56258-1677
Document Number	0000015605
Instrument Date	Jun 22, 2022
Instrument	15605
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1405 CUMBERLAND RD, MARSHALL, MN 56258-1677

Mortgage

Document Number	0000015606
Date	Jul 21, 2022
Instrument	15606

Lender

Name	BREMER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1405 Cumberland Rd was $4,970.

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Marshall City
Unified School District	Marshall Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,970.00	$402,200 (+8%) Land $34,500 Building $367,700	$402,200 (+8%) Land $34,500 Building $367,700
2025		$372,400 Land $34,500 Building $337,900	$372,400 Land $34,500 Building $337,900
2024	$4,536.00 (-1.73%)
2023	$4,616.00	$355,500 Land $34,500 Building $321,000	$355,500 Land $34,500 Building $321,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1405 Cumberland Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 Cumberland Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Marshall serves 13,890 people · EPA ID MN1420006
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: MVTV Wireless.

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