1405 Cressa Ct, Carlsbad, CA 92011 Property Records

San Diego County property record for 1405 Cressa Ct, Carlsbad, CA 92011

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,216 sqft · built 1995
Lot Size	0.18 acres (7,826 sqft)
Owner	2 Company Names on Record
Last Sale	$2,172,500 (Jun 2026)
Tax Bill	$12,487 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Feb 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`215-621-24-00`

Property Details

APN / Parcel Number

Primary APN	`215-621-24-00`
Alternative APN	`2156205200`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,216 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	7,826 sqft (0.18 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2156205200
Street Address	1405 CRESSA CT
City	CARLSBAD
State	CA
Zip	92011-5600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	PAR 48 TR PM16541
Legal Subdivision	CARLSBAD 16541
Legal Tract	16541
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3008
Census Tract	17808

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1405 CRESSA CT, CARLSBAD, CA 92011-5600
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEYPOINT CU
Mar 23, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRANKLIN LOAN CENTER
Jun 3, 2026	Grant Deed, Transfer · Conventional Mortgage FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY
Aug 10, 2021	Intrafamily Transfer, Transfer
Aug 1, 2017	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jun 3, 2019	Deed of Trust, Mortgage KEYPOINT CU
Feb 19, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Oct 31, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Feb 10, 2014 · Amount on Record
Deed Document Number	2026158859
Prior Transfer Date	Dec 31, 1997
Prior Transfer Doc	0000002559
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1405 CRESSA CT, CARLSBAD, CA 92011-5600
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 CRESSA CT, CARLSBAD, CA 92011-5600

Mortgage

Document Number	0000230364
Date	Jun 1, 2022
Instrument	2022-0230364

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1405 CRESSA CT, CARLSBAD, CA 92011-5600
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 CRESSA CT, CARLSBAD, CA 92011-5600

Mortgage

Document Number	0000098251
Date	Feb 9, 2021
Instrument	2021-0098251

Lender

Name	KEYPOINT CU
Type	Credit Union
Address	SANTA CLARA, CA 95051

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1405 CRESSA CT, CARLSBAD, CA 92011-5600
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 CRESSA CT, CARLSBAD, CA 92011-5600

Mortgage

Document Number	0000078666
Date	Mar 23, 2026
Instrument	2026-0078666

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 3, 2026
Property Address	1405 CRESSA CT, CARLSBAD, CA 92011-5600
Document Number	0000158859
Instrument Date	May 22, 2026
Instrument	2026158859
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$241,364.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1405 CRESSA CT, CARLSBAD, CA 92011-5600

Mortgage

Document Number	0000158860,
Date	Jun 3, 2026
Instrument	2026158860

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 10, 2021
Property Address	1405 CRESSA CT, CARLSBAD, CA 92011-5600
Document Number	0000567990
Instrument Date	Jul 30, 2021
Instrument	2021-0567990
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1405 CRESSA CT, CARLSBAD, CA 92011-5600

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1405 CRESSA CT, CARLSBAD, CA 92011-5600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY TITLE SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000346538
Date	Aug 1, 2017
Instrument	2017-0346538

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1405 CRESSA CT, CARLSBAD, CA 92011-5600
Document Number	0000224558
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1405 CRESSA CT CARLSBAD CA 920115600, CARLSBAD, CA 92011-5600

Mortgage

Document Number	0000224558
Date	Jun 11, 2019
Instrument	224558

Lender

Name	KEYPOINT CU
Type	Credit Union
Address	SUNNYVALE, CA 94087

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1405 CRESSA CT, CARLSBAD, CA 92011-5600
Document Number	0000065680
Instrument Date	Feb 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1405 CRESSA CT CARLSBAD CA 920115600, CARLSBAD, CA 92011-5600

Mortgage

Document Number	0000065680
Date	Feb 25, 2019
Instrument	65680

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 31, 2018
Property Address	1405 CRESSA CT, CARLSBAD, CA 92011-5600
Document Number	0000456591
Instrument Date	Oct 27, 2018
Instrument	456591
Transaction Type	Transfer
Record Updated	Nov 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1405 CRESSA CT CARLSBAD CA 920115600, CARLSBAD, CA 92011-5600

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,174,095 (+2%) Land $661,092 Building $513,003
2025	$12,487.00 (+3.52%)	$1,151,075 (+4.04%) Land $648,130 Building $502,945
2024	$12,062.00 (+0.52%)
2023	$12,000.00 (+1.57%) Homeowner's exemption	$1,106,379 Land $622,963 Building $483,416
2022	$11,815.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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