Lake County property record for 1405 Charing Cross Rd, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,441 sqft · built 1956 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Jan 1999) |
| Tax Bill | $15,121 (2024) |
| Deeds & Mortgages | Feb 2026 Line of Credit Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-32-112-007 |
| Primary APN | 16-32-112-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,441 sqft Living Area |
| Gross Area | 3,224 sqft |
| 1st Floor Area | 1,505 sqft |
| 2nd Floor Area | 936 sqft |
| Upper Floors Area | 936 sqft |
| Basement Area | 351 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1405 CHARING CROSS RD |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-4035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEERFIELD PARK UNIT 4 LOT 16 |
| Legal Subdivision | DEERFIELD PARK UNIT 4 |
| Legal Lot Number | 16 |
| Legal Unit | 4 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 864903 |
1405 Charing Cross Rd is owned and occupied by two individuals who acquired it in October 2021.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1405 CHARING CROSS RD, DEERFIELD, IL 60015-4035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Oct 21, 2021 | Transfer on Death Deed, Transfer ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 1999 · Amount on File |
| Deed Sale | Jan 11, 1999 · Amount on File |
| Deed Document Number | 19994272153 |
| Last Transfer Date | Oct 8, 2021 |
| Transfer Doc | 0007836629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1405 CHARING CROSS RD, DEERFIELD, IL 60015-4035 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008154295 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 8154295 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Oct 21, 2021 |
| Property Address | 1405 CHARING CROSS RD, DEERFIELD, IL 60015-4035 |
| Document Number | 0007836629 |
| Map Reference | DOC 921075 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 7836629 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1405 CHARING CROSS RD, DEERFIELD, IL 60015-4035 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $180,279 Land $50,911 Building $129,368 | $540,891 Land $152,748 Building $388,143 | |
| 2024 | $15,121.00 (+1.25%) | ||
| 2023 | $14,934.00 (+6.02%) | $160,090 (-2.21%) Land $46,604 Building $113,486 | $480,318 (-2.21%) Land $139,826 Building $340,492 |
| 2022 | $14,086.00 | $163,711 Land $50,057 Building $113,654 | $491,182 Land $150,186 Building $340,996 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1405 Charing Cross Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1978–1982) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1405 Charing Cross Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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