Orange County property record for 1405 Chapel Ridge Dr, Ocoee, FL 34761
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,270 sqft · built 1992 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $217,000 (Jul 2015) |
| Tax Bill | $6,739 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-22-28-8039-00-430 |
| Primary APN | 16-22-28-8039-00-430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,270 sqft Living Area |
| Gross Area | 2,913 sqft |
| 1st Floor Area | 1,706 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,800 sqft (0.179 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1405 CHAPEL RIDGE DR |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-4013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD-LD |
| Legal Description | SILVER GLEN PHASE 1 VILLAGE 2 25/127 LOT 43 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 16 |
| Legal Subdivision | SILVER GLEN PH 1 VILLAGE 2 |
| Legal Phase | 1 |
| Legal Tract | 8039 |
| Legal Lot Number | 43 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 15003 |
Source: Orange County records · APN 16-22-28-8039-00-430
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4407 SW 25 TER, DANIA BEACH, FL 33004 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L |
| Nov 21, 2017 | Deed of Trust, Mortgage · Conventional with PMI NATIONWIDE HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2015 · Amount on Record |
| Deed Sale | Jul 08, 2015 · Amount on Record |
| Prior Sale | Feb 21, 2008 · Amount on Record |
| Deed Document Number | 2015347208 |
| Deed Book / Page | 10947 / 3283 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1405 CHAPEL RIDGE DR, OCOEE, FL 34761-4013 |
| Document Number | 0000003274 |
| Instrument Date | Dec 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4407 SW 25TH TER FORT LAUDERDALE FL 333125701, FORT LAUDERDALE, FL 33312-5701 |
| Document Number | 0000003274 |
|---|---|
| Date | Jan 05, 2021 |
| Instrument | 3274 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 04, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1405 CHAPEL RIDGE DR, OCOEE, FL 34761-4013 |
| Document Number | 0000645979 |
| Instrument Date | Nov 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 836 W 73RD PL MIAMI LAKES FL 330145231, MIAMI LAKES, FL 33014-5231 |
| Document Number | 0000645979 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 645979 |
| Name | NATIONWIDE HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | FORT LAUDERDALE, FL 33304 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2047 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $366,130 (+0.44%) Land $90,000 Building $276,130 | $366,130 (-1.47%) Land $90,000 Building $276,130 | |
| 2025 | $6,739.00 (+9.61%) | $364,522 (+7.15%) | $371,600 (+9.23%) Land $90,000 Building $281,600 |
| 2024 | $6,148.00 (+7.69%) | ||
| 2023 | $5,709.00 (+11.94%) | $340,213 (+18.14%) Land $90,000 Building $250,213 | $340,213 (+18.14%) Land $90,000 Building $250,213 |
| 2022 | $5,100.00 | $287,970 Land $75,000 Building $212,970 | $287,970 Land $75,000 Building $212,970 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 146 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCOEE, CITY OF (2 WPS) serves 34,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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