1405 Birch St, Pacific, MO 63069 Property Records

Franklin County property record for 1405 Birch St, Pacific, MO 63069

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 960 sqft · built 1978
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$434,910 (Jun 2024)
Tax Bill$2,159 (2025)
Deeds & MortgagesJan 2024 Mortgage
Nov 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN19-6-14.0-1-003-020.000

Property Details

APN / Parcel Number

Primary APN19-6-14.0-1-003-020.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Patio Area242 sqft

Location & Zoning

Street Address1405 BIRCH ST
CityPACIFIC
StateMO
Zip63069-1805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:280 HAWTHORNE 2
Legal Range2E
Legal Township43N
Legal Section14
Legal SubdivisionHAWTHORNE
Legal Lot Number280
JurisdictionFRANKLIN MO
Township / Civil DivisionBOLES
Census Block Group2
Census Block2034
Census Tract800703

Owner

1405 Birch St is owned and occupied by an individual who bought it in June 2024.

Source: Franklin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1405 BIRCH ST, PACIFIC, MO 63069-1805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2024Warranty Deed, Transfer · Commercial Mortgage
INVESTORS COUMMUNITY BANK
Nov 15, 2023Warranty Deed, Transfer · Commercial Mortgage
BDS 44 LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2024 · Amount on File
Deed SaleJun 25, 2024 · Amount on File
Prior SaleJan 17, 2024 · Amount on File
Deed Document Number20242407195
Prior Transfer DateOct 21, 2013
Prior Transfer Doc0000018208
Record UpdatedOct 29, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateJan 17, 2024
Property Address1405 BIRCH ST, PACIFIC, MO 63069-1805
Document Number0002400547
Map ReferencePB M PG 93
Instrument DateJan 12, 2024
Instrument2400547
Transaction TypeTransfer
Record UpdatedJan 31, 2024
Title CompanyTRUE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 95, SAINT CHARLES, MO 63302-0095

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 MAPLE HILL LN, LABADIE, MO 63055-1229

Mortgage

Document Number0002400548
DateJan 17, 2024
Instrument2400548
Lender
NameINVESTORS COUMMUNITY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateNov 15, 2023
Property Address1405 BIRCH ST, PACIFIC, MO 63069-1805
Document Number0002313630
Map ReferencePB M PG 93
Instrument DateNov 14, 2023
Instrument2313630
Transaction TypeTransfer
Record UpdatedJan 31, 2024
Title CompanyTRUE TITLE

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2289 STATE ROAD F, PACIFIC, MO 63069-4608

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 95, SAINT CHARLES, MO 63302-0095
InvestorPossibly a Property Investor

Mortgage

Document Number0002313631
DateNov 15, 2023
Instrument2313631
Lender
NameBDS 44 LLC
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1405 Birch St was $2,159.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityPacific City
Unified School DistrictMeramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,159.00$28,652$150,800 Land $30,000 Building $120,800
2023$1,881.00 (+16.54%)$25,190$132,580 Land $30,000 Building $102,580
2022$1,614.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1405 Birch St in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 54 policies
Nearby Flood Policies54 in force
Nearby Flood Claims49 (2008–2024)
Claims Outside the SFHA1 of 49
Most Recent ClaimNov 2024 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 20 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 Birch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACIFIC PWS
serves 6,000 people · EPA ID MO6010620
Water SourceGroundwater
Last State InspectionApr 2025
Lead10 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Bays-ET Highspeed
Fixed Wireless
600 / 100
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Nearby Properties on Birch St

Nearby Streets

Search Property Records by Address or Parcel Number