1405 Beach Walker Rd, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 1405 Beach Walker Rd, Fernandina Beach, FL 32034

Property Summary

Property Type	Condominium
Details	3 bd · 4 ba · 2,438 sqft · built 1980
Lot Size	0.023 acres (1,015 sqft)
Owner	Individual Name on File
Last Sale	$1,105,000 (Apr 2020)
Tax Bill	$21,883 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-6N-29-V30A-1405-0000`

Property Details

APN / Parcel Number

Primary APN	`01-6N-29-V30A-1405-0000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	3 Rooms
Stories	3 Stories
Building Area	2,438 sqft Heated Area
1st Floor Area	2,440 sqft
Fireplace	Single

Exterior

Year Built	Built 1980
Exterior Material	Concrete Block
Lot Area	1,015 sqft
Garage Area	280 sqft
Porch	Porch
Porch Area	441 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	1405 BEACH WALKER RD
City	FERNANDINA BEACH
State	FL
Zip	32034-6618
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RG-2
Legal Description	UNIT 1405 WINDSONG OR 326/16
Legal Range	28E
Legal Township	01N
Legal Section	01
Legal Subdivision	WINDSONG OR 326/16
Jurisdiction	NASSAU FL
Township / Civil Division	FERNANDINA BEACH
Census Block Group	1
Census Block	1002
Census Tract	50201

Owner

1405 Beach Walker Rd, a condominium, is owned by an individual who bought it in April 2020.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	165 DUANE DR, TIFTON, GA 31794-1943
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2020 · Amount on File
Deed Sale	Apr 27, 2020 · Amount on File
Prior Sale	Aug 15, 2002 · Amount on File
Deed Document Number	202045012696
Deed Book / Page	2356 / 1860
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Apr 27, 2020
Property Address	1405 BEACH WALKER RD, FERNANDINA BEACH, FL 32034-6618
Document Number	0023561860
Book / Page	2356 / 1860
Map Reference	MB 326 PG 16
Instrument Date	Apr 24, 2020
Instrument	202045012696
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,735.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4905 JETT RD, 4905, ATLANTA, GA 30327-4515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 DUANE DR, TIFTON, GA 31794-1943

Mortgage

Document Number	0023561862
Date	Apr 27, 2020
Instrument	2356/1862

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1405 Beach Walker Rd was $21,883, up 4.4% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,883.00 (+4.36%)	$1,418,000 (+1%) Building $1,418,000	$1,418,000 (+1%) Building $1,418,000
2024	$20,968.00 (+8.02%)	$1,404,000 (+10.03%) Building $1,404,000	$1,404,000 (+10.03%) Building $1,404,000
2023	$19,411.00 (+15.8%)	$1,276,000 (+1%) Building $1,276,000	$1,276,000 (+1%) Building $1,276,000
2022	$16,762.00	$1,160,000 Building $1,160,000	$1,160,000 Building $1,160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1405 Beach Walker Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 295 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,295 units insured incl. 1,000 condo units
Nearby Flood Claims	23 (1986–2024)
Claims Outside the SFHA	20 of 23
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Hurricane Matthew, Oct 2016 · 3 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 Beach Walker Rd is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NASSAU-AMELIA UTILITIES private · serves 9,750 people · EPA ID FL2450022
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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