1405 Arbor Ave, Monroe, MI 48162 Property Records

Monroe County property record for 1405 Arbor Ave, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,208 sqft · built 1968
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,000 (Oct 2025)
Tax Bill	$3,479 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-59-00244-000`

Property Details

APN / Parcel Number

Primary APN	`55-59-00244-000`
Alternative APN	`55 590 024 40`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	1,208 sqft
Basement Area	428 sqft
Finished Basement	428 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Shingle
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	128 ft deep x 40 ft wide
Terrain	Rolling
Garage Area	368 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1405 ARBOR AVE
City	MONROE
State	MI
Zip	48162-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	GARDEN HOME SUBDIVISION LOT 145
Legal Subdivision	GARDEN HOME SUBDIVISION
Legal Lot Number	145
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1002
Census Tract	831700

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	465 RIVERVIEW AVE, MONROE, MI 48162-2666
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 23, 2025	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 18, 2021	Intrafamily Transfer, Transfer LIBERTY TITLE
Aug 26, 2021	Warranty Deed, Transfer LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE
Jun 9, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Prior Sale	Aug 26, 2021 · Amount on Record
Deed Document Number	202517526
Prior Transfer Date	Jul 6, 1984
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1405 ARBOR AVE, MONROE, MI 48162-3101
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 ARBOR AVE, MONROE, MI 48162-3101

Mortgage

Document Number	0000024441
Date	Sep 21, 2021
Instrument	2021R24441

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 23, 2025
Property Address	1405 ARBOR AVE, MONROE, MI 48162-3101
Document Number	0000017526
Map Reference	LB 4 PG 46
Instrument Date	Oct 21, 2025
Instrument	2025R17526
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	PRUS TITLE AGENCY LLC, TRU TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1405 ARBOR AVE, MONROE, MI 48162-3101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 RIVERVIEW AVE, MONROE, MI 48162-2666

Mortgage

Document Number	0000017527
Date	Oct 23, 2025
Instrument	2025R17527

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Oct 18, 2021
Property Address	1405 ARBOR AVE, MONROE, MI 48162-3101
Document Number	2021R26864
Map Reference	LB 4 PG 46
Instrument Date	Oct 12, 2021
Instrument	2021R26864
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1405 ARBOR AVE, MONROE, MI 48162-3101

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 26, 2021
Property Address	1405 ARBOR AVE, MONROE, MI 48162-3101
Document Number	2021R22377
Map Reference	LB 4 PG 46
Instrument Date	Aug 16, 2021
Instrument	2021R22377
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1405 ARBOR AVE, 1405, MONROE, MI 48162-3101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 ARBOR AVE, MONROE, MI 48162-3101

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 9, 2020
Property Address	1405 ARBOR AVE, MONROE, MI 48162-3101
Document Number	2020R11086
Map Reference	LB 4 PG 46
Instrument Date	Jun 8, 2020
Instrument	2020R11086
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8008 CASE DR, 8008, LAMBERTVILLE, MI 48144-9657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 ARBOR AVE, MONROE, MI 48162-3101

Mortgage

Document Number	2020R11087
Date	Jun 9, 2020
Instrument	2020R11087

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,400 (+7.82%) Land $92,400	$184,800 (+7.82%) Land $184,800
2025	$3,479.00 (+4.6%) Homeowner's exemption	$85,700 (+23.7%) Land $85,700	$171,400 (+23.7%) Land $171,400
2024	$3,326.00 (-24.7%)
2023	$4,417.00	$69,280	$138,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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