1405 78th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 1405 78th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,238 sqft · built 2006
Lot Size	0.136 acres (5,935 sqft)
Owner	Individual Name on Record
Last Sale	$104,003 (Aug 2026)
Tax Bill	$1,425 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R307170`

Property Details

APN / Parcel Number

Primary APN	`R307170`
Alternative APN	`R1329200000001100000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,238 sqft Living Area
Gross Area	1,578 sqft
1st Floor Area	1,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,935 sqft (0.136 acres)
Lot Dimensions	119 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1405 78TH ST
City	LUBBOCK
State	TX
Zip	79423-4531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR MEADOWS L 110
Legal Subdivision	CEDAR MEADOWS
Legal Lot Number	110
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2007
Census Tract	2206

Owner

Source: Lubbock County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	918 AVENUE J, LUBBOCK, TX 79401-2719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed, Transfer · Line of Credit MAVERICK I
Apr 15, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Apr 25, 2019	Loan Modification, Mortgage PENNYMAC
Mar 2, 2010	Loan Modification, Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2026 · Amount on Record
Deed Sale	Aug 26, 2026 · Amount on Record
Prior Sale	Jul 25, 2006
Deed Document Number	202633908
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LUBBOCK TX
Recording Date	Aug 26, 2026
Property Address	1405 78TH ST, LUBBOCK, TX 79423-4531
Document Number	0000033908
Instrument Date	Aug 25, 2026
Instrument	202633908
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 AVENUE J, LUBBOCK, TX 79401-2719

Mortgage

Document Number	0000033909,
Date	Aug 26, 2026
Instrument	202633909

Lender

Name	MAVERICK I

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 25, 2046

Interest

Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	1405 78TH ST, LUBBOCK, TX 79423-4531
Transaction Type	Mortgage
Record Updated	Apr 24, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 78TH ST, LUBBOCK, TX 79423-4531

Mortgage

Document Number	0000015401
Date	Apr 15, 2024
Instrument	2024015401

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Jul 1, 2051

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	1405 78TH ST, LUBBOCK, TX 79423-4531
Document Number	0000019243
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 78TH ST LUBBOCK TX 794234531, LUBBOCK, TX 79423-4531

Mortgage

Document Number	0000019243
Date	May 28, 2019
Instrument	19243

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

Interest

Rate	4.75%

March 2010: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	1405 78TH ST, LUBBOCK, TX 79423-4531
Document Number	0000041591
Instrument Date	Mar 2, 2010
Transaction Type	Mortgage
Record Updated	Nov 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 78TH ST LUBBOCK TX 794234531, LUBBOCK, TX 79423-4531

Mortgage

Document Number	0000041591
Date	Oct 31, 2018
Instrument	41591

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded
Term	264 Months
Due	Oct 30, 2040

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,425.00 (-19.54%) Homeowner's exemption	$149,152 (+6.79%) Land $28,000 Building $121,152	$149,152 (+4.23%) Land $28,000 Building $121,152
2024	$1,771.00 (+5.92%)
2023	$1,672.00 (-21.61%) Homeowner's exemption	$139,669 Land $12,000 Building $131,099	$143,099 Land $12,000 Building $131,099
2022	$2,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Telespan Fixed Wireless	100 / 40

May also be available: Verizon.

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