1405 5th St E, Polson, MT 59860 Property Records

Lake County property record for 1405 5th St E, Polson, MT 59860 · Last verified August 2023

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1993
Square Footage	1,116 sqft Living Area
Occupancy	Owner Occupied

Property Details

APN / Parcel Number

Primary APN	`R1533024`
Alternative APNs	`15-3228-10-2-01-08-8001` `0000500441`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,116 sqft Living Area
1st Floor	1,116 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1993
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Foundation Type	Concrete Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Deck Area	324 sqft Deck
Porch	Open Porch
Porch Area	44 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	0000500441
Street Address	1405 5TH ST E
City	POLSON
State	MT
Zip	59860-3818
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	S10, T22 N, R20 W, SERIAL NCID32560XU, TITLE # W713845, MAKE NASHUA, MODEL CASTLEWOOD, YEAR 1993, SIZE 26X44, GRANDVIEW LOT 9
Legal Block	13
Legal Lot Number	9
Jurisdiction	LAKE MT
Minor Civil Division	FLATHEAD RESERVATION
Census Blockgroup	3
Census Block	3102
Census Tract	940305

Owner

Source: Lake County records · APN R1533024

Assessment roll updated December 31, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1405 5TH ST E, POLSON, MT 59860-3818
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Recording Date	Jul 20, 2026
Property Address	1405 5TH ST E, POLSON, MT 59860-3818
Document Number	0000639857
Instrument Date	Jul 14, 2026
Instrument	2026639857
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 5TH ST E, POLSON, MT 59860-3818

Mortgage

Document Number	0000639857,
Date	Jul 20, 2026
Instrument	2026639857

Lender

Name	VALLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 31, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2023	$80,700	$80,700 Building $80,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 6% of the US · above 1% of Montana
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.