1405 4th St, Jackson, MI 49203 Property Records

Jackson County property record for 1405 4th St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,347 sqft · built 1890
Lot Size	0.123 acres (5,358 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Jun 2021)
Tax Bill	$1,432 (2025)
Deeds & Mortgages	Jun 2021 Transfer Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-229300000`

Property Details

APN / Parcel Number

Primary APN	`3-229300000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	1,347 sqft Living Area
1st Floor Area	996 sqft
Basement Area	804 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	99 ft deep x 54 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1405 4TH ST
City	JACKSON
State	MI
Zip	49203-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S 54 FT OF W 99 FT OF LOT 1 BLK 4 GRISWOLD'S ADD
Legal Subdivision	GRISWOLDS ADD
Legal Block	4
Legal Lot Number	1
Legal Unit	1
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3009
Census Tract	1300

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37561 BAYWOOD DR, FARMINGTON HILLS, MI 48335-3603
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Intrafamily Transfer, Transfer
Jun 18, 2021	Warranty Deed, Transfer · ARM HOMESTEAD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Prior Sale	Jun 25, 2014 · Amount on Record
Deed Document Number	20212886784
Deed Book / Page	2190 / 594
Prior Transfer Date	Jun 11, 2021
Prior Transfer Doc	0002887016
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MI
Recording Date	Jun 22, 2021
Property Address	1405 4TH ST, JACKSON, MI 49203-4029
Document Number	0002887016
Book / Page	2190 / 826
Map Reference	LB 03 PG 02
Instrument Date	Jun 11, 2021
Instrument	2887016
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37561 BAYWOOD DR, FARMINGTON HILLS, MI 48335-3603

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jun 18, 2021
Property Address	1405 4TH ST, JACKSON, MI 49203-4029
Document Number	0002886784
Book / Page	2190 / 594
Map Reference	LB 833 PG 256
Instrument Date	Jun 11, 2021
Instrument	2886784
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5235 PINE DR, 5235, JACKSON, MI 49201-8476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37561 BAYWOOD DR, FARMINGTON HILLS, MI 48335-3603

Mortgage

Document Number	0021900595
Date	Jun 18, 2021
Instrument	2190-0595

Lender

Name	HOMESTEAD SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	4.49%
Max Rate At Change	6.49%
Index	1-Year CMT
Max Rate	10.4%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,500 (+5.18%)	$69,000 (+5.18%)
2025	$1,432.00 (-11.55%)	$32,800 (+31.2%)	$65,600 (+31.2%)
2024	$1,619.00 (+9.47%)
2023		$25,000	$50,000
2022	$1,479.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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