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1405 3rd St, Winthrop Harbor, IL 60096 Property Records

Lake County property record for 1405 3rd St, Winthrop Harbor, IL 60096

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 520 sqft · built 1948
Lot Size0.382 acres (16,640 sqft)
OwnerIndividual Name on Record
Last Sale$89,000 (Mar 2022)
Tax Bill$2,520 (2024)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-03-300-037

Property Details

APN / Parcel Number

Primary APN04-03-300-037

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area520 sqft Living Area
1st Floor Area520 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialFiberglass
Lot Area16,640 sqft (0.382 acres)
Parking Spaces1 Parking Space
Deck Area96 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Street Address1405 3RD ST
CityWINTHROP HARBOR
StateIL
Zip60096-1311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT S1/2 W1/2 BEG N LN 713.3E ON CEN LN SHERIDAN RD,S307.44 TO PNT 717.1E OF SD CEN LN,E332MOL TO PNT 396.3W OF W ROW LN C&NW RR,N312.3,W332 TO POB (EX W273) SECTION 3 TOWNSH
Legal Range12E
Legal Township46N
Legal Section03
JurisdictionLAKE IL
Township / Civil DivisionBENTON
Census Block Group1
Census Block1000
Census Tract860103

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1405 3RD ST, WINTHROP HARBOR, IL 60096-1311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2022 · Amount on Record
Deed SaleMar 17, 2022 · Amount on Record
Deed Document Number20227886417
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateMar 17, 2022
Property Address1405 3RD ST, WINTHROP HARBOR, IL 60096-1311
Document Number0007886417
Instrument DateFeb 28, 2022
Instrument7886417
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$89.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1405 3RD ST, WINTHROP HARBOR, IL 60096-1311

Mortgage

Document Number0007886418
DateMar 17, 2022
Instrument7886418
Lender
NameASSOCIATED BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionBenton Township
MunicipalityWinthrop Harbor Village
Elementary School DistrictWinthrop Harbor School District 1 (PK - 08)
Secondary School DistrictZion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$36,203 (+27.47%) Land $11,062 Building $25,141$108,620 (+27.47%) Land $33,189 Building $75,431
2024$2,520.00 (-15.58%)
2023$2,985.00 (+7.1%)$28,402 (+4.12%) Land $9,743 Building $18,659$85,215 (+4.12%) Land $29,232 Building $55,983
2022$2,787.00$27,279 Land $9,501 Building $17,778$81,845 Land $28,506 Building $53,339

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTHROP HARBOR
serves 6,565 people · EPA ID IL0971950
Water SourcePurchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State InspectionApr 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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