1405 2nd St, Whitefish, MT 59937 Property Records

Flathead County property record for 1405 2nd St, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 872 sqft · built 1982
Lot Size	0.82 acres (35,719 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jan 2017)
Tax Bill	$2,288 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0748179`

Property Details

APN / Parcel Number

Primary APN	`R0748179`
Alternative APNs	`07-4293-32-2-02-21-0000` `0000009400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	872 sqft Living Area
1st Floor Area	608 sqft
2nd Floor Area	264 sqft
Basement Area	608 sqft
Finished Basement	608 sqft
Family Room	Family Room

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1995
Architectural Style	Modern
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	35,719 sqft (0.82 acres)
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	166 sqft
Deck Area	367 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000009400
Street Address	1405 E 2ND ST
City	WHITEFISH
State	MT
Zip	59937-2629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S32, T31 N, R21 W, C.O.S. 14454, PARCEL 1, TR 1C IN NW4, ASSR# 0000009400
Legal Range	21W
Legal Township	31N
Legal Section	32
Legal Subdivision	CERTIFICATE OF SURVEY NO 14454
Legal Tract	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1012
Census Tract	404

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 4596, WHITEFISH, MT 59937-4596
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Jan 20, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2017 · Amount on Record
Deed Sale	Jan 20, 2017 · Amount on Record
Prior Sale	Oct 7, 2005
Deed Document Number	20171484
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1405 2ND ST, WHITEFISH, MT 59937-2629
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100020643
Date	Jun 17, 2021
Instrument	202100020643

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 10, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 20, 2017
Property Address	1405 2ND ST, WHITEFISH, MT 59937-2629
Document Number	201700001484
Instrument Date	Jan 20, 2017
Instrument	201700001484
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 WEDGEWOOD LN, 135, WHITEFISH, MT 59937-8154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4596, WHITEFISH, MT 59937-4596

Mortgage

Document Number	201700001485
Date	Jan 20, 2017
Instrument	201700001485

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,288.00 (-38.68%)	$747,600 (+37.94%)
2025			$747,600 (+37.94%) Land $356,361 Building $391,239
2023	$3,731.00	$541,975	$541,975 Land $291,585 Building $250,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 79% of Montana
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEFISH serves 10,418 people · EPA ID MT0000357
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: MontanaSky Networks, T-Mobile, Vero Fiber.

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