14047 Mercado Dr, Del Mar, CA 92014 Property Records

San Diego County property record for 14047 Mercado Dr, Del Mar, CA 92014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,554 sqft · built 1975
Lot Size	0.168 acres (7,300 sqft)
Owner	Company Name on Record
Tax Bill	$5,926 (2025)
Deeds & Mortgages	Mar 2021 Transfer Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300-302-15-00`

Property Details

APN / Parcel Number

Primary APN	`300-302-15-00`
Alternative APN	`3003020300`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,554 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Tudor
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,300 sqft (0.168 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	3003020300
Street Address	14047 MERCADO DR
City	DEL MAR
State	CA
Zip	92014-2949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-6
Legal Description	BLK 3 LOT 10 ST&ALLEY CLSD ADJ& TR 000157
Legal Subdivision	DEL MAR HEIGHTS
Legal Tract	000157
Legal Block	3
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1030
Census Tract	8324

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14047 MERCADO DR, DEL MAR, CA 92014-2949
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Intrafamily Transfer, Transfer
Aug 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 22, 2021
Transfer Doc	0000178822
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 8, 2021
Property Address	14047 MERCADO DR, DEL MAR, CA 92014-2949
Document Number	0000178822
Map Reference	MAP 157
Instrument Date	Jan 22, 2021
Instrument	2021-0178822
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	14047 MERCADO DR, DEL MAR, CA 92014-2949

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2020
Property Address	14047 MERCADO DR, DEL MAR, CA 92014-2949
Document Number	0000479205
Map Reference	MAP 157
Instrument Date	Aug 19, 2020
Instrument	2020-0479205
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14047 MERCADO DR, DEL MAR, CA 92014-2949

Mortgage

Document Number	0000479206
Date	Aug 24, 2020
Instrument	2020-0479206

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Elementary School District	Del Mar Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$515,548 (+2%) Land $217,690 Building $297,858
2025	$5,926.00 (+14.51%) Homeowner's exemption	$505,440 (+4.04%) Land $213,422 Building $292,018
2023	$5,175.00 (+1.69%) Homeowner's exemption	$485,816 Land $205,136 Building $280,680
2022	$5,089.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1993–2005)
Most Recent Claim	Feb 2005 · Severe Storms, Flooding, Landslides, And Mud And Debris Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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