14047 IL Highway 40, Buda, IL 61314 Property Records

Bureau County property record for 14047 IL Highway 40, Buda, IL 61314

Property Summary

Property Type	Rural Home
Lot Size	24.1 acres (1,051,974 sqft)
Owner	Individual Name on File
Last Sale	$660,000 (Mar 2023)
Tax Bill	$10,409 (2025)
Deeds & Mortgages	May 2018 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-28-200-006`

Property Details

APN / Parcel Number

Primary APN	`14-28-200-006`
Alternative APN	`228A`

Exterior

Lot Area	1,051,974 sqft (24.1 acres)
Lot Dimensions	1,316 ft deep x 927 ft wide

Location & Zoning

Account Number	1428200006
Street Address	14047 IL HIGHWAY 40
City	BUDA
State	IL
Zip	61314-9473
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	N PT E1/2 NE (927.4 X 1316) IRREGULAR D 23-0723
Legal Range	07
Legal Township	16
Legal Section	28
Jurisdiction	BUREAU IL
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1172
Census Tract	965600

Owner

14047 IL Highway 40, a rural home, is owned and occupied by an individual who bought it in March 2023.

Source: Bureau County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	14047 IL HIGHWAY 40, BUDA, IL 61314-9473
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK ILLINOIS
Mar 7, 2023	Warranty Deed, Transfer · Conventional Mortgage FARMERS & MERCHANTS BANK & TRT
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2023 · Amount on File
Deed Sale	Mar 7, 2023 · Amount on File
Prior Sale	May 21, 2010 · Amount on File
Deed Document Number	2023723
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	14047 IL HIGHWAY 40, BUDA, IL 61314-9473
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R01696
Date	May 9, 2018
Instrument	2018R01696

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 28, 2028

Interest

Rate Type	Fixed Rate

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Mar 7, 2023
Property Address	14047 IL HIGHWAY 40, BUDA, IL 61314-9473
Document Number	2023R00723
Instrument Date	Feb 28, 2023
Instrument	2023R00723
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	WHEATLAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14047 IL HIGHWAY 40, BUDA, IL 61314-9473

Mortgage

Document Number	2023R00724
Date	Mar 7, 2023
Instrument	2023R00724

Lender

Name	FARMERS & MERCHANTS BANK & TRT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2038

Interest

Rate Type	Fixed Rate
Rate	6.31%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Dec 1, 2021
Property Address	14047 IL HIGHWAY 40, BUDA, IL 61314-9473
Document Number	2021R05404
Instrument Date	Nov 30, 2021
Instrument	2021R05404
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14047 IL HIGHWAY 40, BUDA, IL 61314-9473
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R05405
Date	Dec 1, 2021
Instrument	2021R05405

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	2.89%

Tax Assessment & Valuation

The 2025 property tax bill for 14047 IL Highway 40 was $10,409.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Concord Township
Unified School District	Bureau Valley Community Unit School District 340 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,409.00	$179,090 Land $18,919 Building $160,171	$537,270 Land $56,757 Building $480,513
2023		$145,274 Land $16,568 Building $128,706	$435,822 Land $49,704 Building $386,118
2022	$8,867.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14047 IL Highway 40 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1997)
Most Recent Claim	Jan 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14047 IL Highway 40 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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