14047 Gallop Ter, Germantown, MD 20874 Property Records

Montgomery County property record for 14047 Gallop Ter, Germantown, MD 20874

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,360 sqft · built 1990
Lot Size	0.037 acres (1,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Jan 2007)
Tax Bill	$4,387 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02602028`

Property Details

APN / Parcel Number

Primary APN	`02-02602028`
Alternative APN	`02602028`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,360 sqft Living Area
1st Floor Area	680 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)
Deck Area	192 sqft
Balcony Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02602028
Street Address	14047 GALLOP TER
City	GERMANTOWN
State	MD
Zip	20874-6147
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R90
Legal Description	GERMANTOWN ESTATES
Legal Subdivision	GERMANTOWN ESTATES
Legal Block	Q
Legal Lot Number	486
Jurisdiction	MONTGOMERY MD
Township / Civil Division	2
Census Block Group	2
Census Block	2000
Census Tract	700306

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14047 GALLOP TER, GERMANTOWN, MD 20874-6147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 5, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 27, 2017	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2007 · Amount on Record
Deed Sale	Jan 12, 2007 · Amount on Record
Prior Sale	Dec 18, 2003 · Amount on Record
Deed Document Number	200768084
Last Transfer Date	Jun 21, 2021
Transfer Doc	0641940030
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	14047 GALLOP TER, GERMANTOWN, MD 20874-6147
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14047 GALLOP TER, DARNESTOWN, MD 20874-6147

Mortgage

Document Number	0638110090
Date	Aug 20, 2021
Book Page	63811/90

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Aug 1, 2047

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 5, 2021
Property Address	14047 GALLOP TER, GERMANTOWN, MD 20874-6147
Document Number	0641940030
Book / Page	64194 / 30
Map Reference	PL 10326-10330
Instrument Date	Jun 21, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14047 GALLOP TER, DARNESTOWN, MD 20874-6147

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 27, 2017
Property Address	14047 GALLOP TER, GERMANTOWN, MD 20874-6147
Document Number	0542020304
Book / Page	054202 / 000304
Instrument Date	Apr 10, 2017
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14047 GALLOP TER GERMANTOWN MD 208746147, GERMANTOWN, MD 20874-6147

Mortgage

Document Number	542020310
Date	Apr 27, 2017
Book Page	054202/000310

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,367 (+6.45%)	$455,400 (-) Land $150,000 Building $305,400
2025	$4,387.00 (-6.64%)	$403,333 (+11.27%)	$455,400 (+20.7%) Land $150,000 Building $305,400
2024	$4,699.00 (+35.38%)
2023		$362,467	$377,300 Land $150,000 Building $227,300
2022	$3,471.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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