14045 Heiderose Ln, Chico, CA 95973 Property Records

Butte County property record for 14045 Heiderose Ln, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,451 sqft · built 1994
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$820,000 (Mar 2022)
Tax Bill	$9,959 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`047-320-060-000`

Property Details

APN / Parcel Number

Primary APN	`047-320-060-000`
Alternative APN	`047-320-060`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,451 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Modern
Construction Type	Wood
Lot Area	43,996 sqft
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Old Parcel Number	047-320-060
Street Address	14045 HEIDEROSE LN
City	CHICO
State	CA
Zip	95973-8969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VLDR
Legal Description	14045 HEIDEROSE LANE
Legal Subdivision	128-47, PARCEL MAP
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	4
Census Block	4005
Census Tract	1400

Owner

Source: Butte County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14045 HEIDEROSE LN, CHICO, CA 95973-8969
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS FIRST FCU
Mar 4, 2022	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jul 14, 2021	Intrafamily Transfer, Transfer
Jul 18, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIRECTORS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022 · Amount on Record
Deed Sale	Mar 4, 2022 · Amount on Record
Prior Sale	Feb 13, 2009 · Amount on Record
Deed Document Number	20227412
Prior Transfer Date	Jul 7, 2021
Prior Transfer Doc	0000031467
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	14045 HEIDEROSE LN, CHICO, CA 95973-8969
Transaction Type	Mortgage
Record Updated	Nov 23, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14045 HEIDEROSE LN, CHICO, CA 95973-8969

Mortgage

Document Number	0000029131
Date	Oct 31, 2023
Instrument	2023-0029131

Lender

Name	FIREFIGHTERS FIRST FCU
Type	Credit Union
Address	PASADENA, CA 91105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Mar 4, 2022
Property Address	14045 HEIDEROSE LN, CHICO, CA 95973-8969
Document Number	0000007412
Map Reference	MB 128 PG 47&48
Instrument Date	Mar 1, 2022
Instrument	2022-0007412
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 7899, CHICO, CA 95927-7899

Mortgage

Document Number	0000007413
Date	Mar 4, 2022
Instrument	2022-0007413

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Jul 14, 2021
Property Address	14045 HEIDEROSE LN, CHICO, CA 95973-8969
Document Number	0000031467
Map Reference	MB 128 PG 47&48
Instrument Date	Jul 7, 2021
Instrument	2021-0031467
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	14045 HEIDEROSE LN, CHICO, CA 95973-8969

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	14045 HEIDEROSE LN, CHICO, CA 95973-8969
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032886
Date	Jul 18, 2019
Instrument	2019-0032886

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 19, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	14045 HEIDEROSE LN, CHICO, CA 95973-8969
Document Number	0000043293
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14045 HEIDEROSE LN CHICO CA 959738969, CHICO, CA 95973-8969

Mortgage

Document Number	0000043293
Date	Oct 14, 2020
Instrument	43293

Lender

Name	DIRECTORS MTG
Type	Mortgage Company
Address	OSWEGO, OR 97035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$887,592 (+2%) Land $227,310 Building $660,282
2025	$9,959.00 (+7.78%) Homeowner's exemption	$870,189 (+4.04%) Land $222,853 Building $647,336
2024			$855,000
2023	$9,240.00 (+55.79%) Homeowner's exemption	$836,400 Land $214,200 Building $622,200
2022	$5,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	38 (1995–2025)
Claims Outside the SFHA	20 of 38
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 3 claims Severe Winter Storms And Flooding, Feb 1998 · 12 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: DigitalPath, unWired Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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