14044 Rue Saint Raphael, Del Mar, CA 92014 Property Records

San Diego County property record for 14044 Rue Saint Raphael, Del Mar, CA 92014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,114 sqft · built 1971
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Company Names on Record
Last Sale	$2,583,000 (Sep 2023)
Tax Bill	$28,759 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`300-281-05-00`

Property Details

APN / Parcel Number

Primary APN	`300-281-05-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,114 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	6,900 sqft (0.158 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	14044 RUE SAINT RAPHAEL
City	DEL MAR
State	CA
Zip	92014-3043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-6
Legal Description	LOT 58 TR 006656
Legal Subdivision	RIVIERA DEL MAR
Legal Tract	006656
Legal Block	1
Legal Lot Number	58
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1017
Census Tract	8324

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	14044 RUE SAINT RAPHAEL, DEL MAR, CA 92014-3043
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 28, 2026	Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT
Mar 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 22, 2023	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023 · Amount on Record
Deed Sale	Sep 22, 2023 · Amount on Record
Prior Sale	Dec 28, 1992 · Amount on Record
Deed Document Number	2023258354
Prior Transfer Date	Feb 29, 2016
Prior Transfer Doc	0000105728
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14044 RUE SAINT RAPHAEL, DEL MAR, CA 92014-3043
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14044 RUE SAINT RAPHAEL, DEL MAR, CA 92014-3043

Mortgage

Document Number	0000320557
Date	Nov 13, 2025
Instrument	2025-0320557

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	SOFR Average 30-Day
Max Rate	11.3%

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 28, 2026
Property Address	14044 RUE SAINT RAPHAEL, DEL MAR, CA 92014-3043
Document Number	0000152284
Instrument Date	Oct 23, 2025
Instrument	2026152284
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	14044 RUE SAINT RAPHAEL, DEL MAR, CA 92014-3043

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14044 RUE SAINT RAPHAEL, DEL MAR, CA 92014-3043
Transaction Type	Mortgage
Record Updated	Mar 20, 2024
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14044 RUE SAINT RAPHAEL, DEL MAR, CA 92014-3043

Mortgage

Document Number	0000060408
Date	Mar 11, 2024
Instrument	2024-0060408

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 22, 2023
Property Address	14044 RUE SAINT RAPHAEL, DEL MAR, CA 92014-3043
Document Number	0000258354
Map Reference	MAP 6656
Instrument Date	Jul 31, 2023
Instrument	2023-0258354
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	14044 RUE SAINT RAPHAEL, DEL MAR, CA 92014-3043

Mortgage

Document Number	0000258355
Date	Sep 22, 2023
Instrument	2023-0258355

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Elementary School District	Del Mar Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,687,353 (+2%) Land $2,288,880 Building $398,473
2025	$28,759.00 (+199.39%)	$2,634,660 (+192.26%) Land $2,244,000 Building $390,660
2023	$9,606.00 (+1.65%) Homeowner's exemption	$901,485 Land $551,935 Building $349,550
2022	$9,450.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1993–2005)
Most Recent Claim	Feb 2005 · Severe Storms, Flooding, Landslides, And Mud And Debris Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: San Diego Broadband, T-Mobile, Verizon.

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