14042 State Rd 38, Hagerstown, IN 47346 Property Records

Wayne County property record for 14042 State Rd 38, Hagerstown, IN 47346

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 728 sqft · built 1956
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Feb 2022)
Tax Bill	$651 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`011-00146-00`

Property Details

APN / Parcel Number

Primary APN	`011-00146-00`
Alternative APNs	`89-05-24-300-323.000-020` `162430032300011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	728 sqft Living Area
1st Floor Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	162430032300011
Street Address	14042 STATE ROAD 38
City	HAGERSTOWN
State	IN
Zip	47346-9693
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	W S PT SW SEC 24-17-12 1.2A
Legal Range	12
Legal Township	17
Legal Section	24
Jurisdiction	WAYNE IN
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1031
Census Tract	10400

Owner

Source: Wayne County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	14042 STATE ROAD 38, HAGERSTOWN, IN 47346-9693
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit WAYNE BANK AND TRUST COMPANY
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit WAYNE BANK AND TRUST COMPANY
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit WAYNE BANK AND TRUST COMPANY
Feb 11, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage WAYNE BANK
Feb 11, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Deed Document Number	20221250
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Recording Date	Apr 27, 2026
Property Address	14042 STATE ROAD 38, HAGERSTOWN, IN 47346-9693
Document Number	0000003117
Instrument Date	Apr 22, 2026
Instrument	20263117
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14042 STATE ROAD 38, HAGERSTOWN, IN 47346-9693
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003117,
Date	Apr 27, 2026
Instrument	20263117

Lender

Name	WAYNE BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Recording Date	Aug 3, 2026
Property Address	14042 STATE ROAD 38, HAGERSTOWN, IN 47346-9693
Document Number	0000005778
Instrument Date	Apr 22, 2026
Instrument	20265778
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14042 STATE ROAD 38, HAGERSTOWN, IN 47346-9693
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005778,
Date	Aug 3, 2026
Instrument	20265778

Lender

Name	WAYNE BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2041

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Recording Date	Aug 3, 2026
Property Address	14042 STATE ROAD 38, HAGERSTOWN, IN 47346-9693
Document Number	0000005790
Instrument Date	Apr 22, 2026
Instrument	20265790
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14042 STATE ROAD 38, HAGERSTOWN, IN 47346-9693
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005790,
Date	Aug 3, 2026
Instrument	20265790

Lender

Name	WAYNE BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2041

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	14042 STATE ROAD 38, HAGERSTOWN, IN 47346-9693
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2022001251
Date	Feb 11, 2022
Instrument	2022001251

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Feb 11, 2022
Property Address	14042 STATE ROAD 38, HAGERSTOWN, IN 47346-9693
Document Number	2022001250
Instrument Date	Feb 10, 2022
Instrument	2022001250
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Jefferson Township
Unified School District	Nettle Creek School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$651.00 (+11.86%)	$103,900 (+23.84%) Land $19,800 Building $84,100	$103,900 (+23.84%) Land $19,800 Building $84,100
2024	$582.00 (+53.97%)
2023		$83,900 (+30.89%) Land $15,800 Building $68,100	$83,900 (+30.89%) Land $15,800 Building $68,100
2022	$378.00	$64,100 Land $15,500 Building $48,600	$64,100 Land $15,500 Building $48,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAGERSTOWN MUNICIPAL WATER WORKS serves 1,700 people · EPA ID IN5289008
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: NLBC.

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